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Tax refunds and car buying: Six steps from check to open road [Infographic]

Tax refunds and car buying: Six steps from check to open road [Infographic]
For many Americans, it’s the time of year when Sam becomes their favorite uncle. Right now, Uncle Sam, the big man with the hat, is in the process of dishing out tax refunds to millions of people across the land. If you’re one of them, and awaiting a fat check with the government’s best regards, you might be thinking about using the money to buy your next vehicle, perhaps by way of a down payment. By a huge stroke of good fortune, we’ve put together an infographic outlining how you can do just that. Our six simple steps will expertly… Read More
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Category: Financing

What to do with your tax refund: Buying a car

What to do with your tax refund: Buying a car
Some 76 percent of tax returns resulted in a refund averaging $2,989 in 2015, according to the IRS. For those in line for some cash, tax season provides a welcome start to the year and instantly raises the question of what to do with the windfall. If you’re in the market to buy a new car, using that tax refund for a down payment may help you get the shiny vehicle you want. What you can afford For a start, a down payment may affect how much car you can afford. Use an affordability calculator to see how money down… Read More
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Category: Financing

Can I get a car loan with bad credit?

Can I get a car loan with bad credit?
  Plenty of people have been there, plenty more are there now. Millions of Americans have bad credit and it can develop in many ways. Late and missed payments, defaulting on a loan, bankruptcy. These are just some of the factors that may dent credit. Even if you have tried to be diligent with your finances, sometimes circumstances may conspire against you. The financial crisis of 2008, for instance, was a heavy blow for many people. Whatever the individual history behind it, “Can I get a car loan with bad credit?” is a common question. The good news is that… Read More
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Category: Financing

Loans for cars – what to look for and where to start

loans for cars
Loans for cars may seem in no short supply but finding competitively priced financing that best fits your situation is what could put you in the driver’s seat.* When it comes to what to look for and where to start, a bit of research and planning early on may help prevent unnecessary detours. Consider that loans for cars may be affected by the type of vehicle you’re looking to buy and whether it’s new or used. New cars often come with lower interest rates. New or used, try using finance calculators to estimate how much car you can afford and… Read More
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Category: Financing

How to get a car with no credit

How to get a car with no credit 1
A common misconception is that everyone with bad or no credit is not eligible for an auto loan. The truth is that car shoppers with a wide variety of credit types, including many with poor credit, are finding the freedom of auto ownership through loans provided by financial institutions.* If you find yourself in need of a car yet have had a few dings to your credit, or are yet to build up credit, and are wondering where to turn, these tips may help. Tips for how to get a car with no credit† Get a cosigner - Adding a… Read More
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Category: Financing

How to buy a car with bad credit

062215 RL How to buy a car with bad credit - featured
Are you looking into how to buy a car with bad credit?* Are you apprehensive about the process? Bad credit doesn’t have to mean a bad experience, or making do without your own vehicle†. In fact, many people with subprime credit are able to get a new set of wheels stress-free through numerous options in today’s marketplace. Shop around and research It can help to shop around and by doing so, you may start to get an idea of the kind of loan terms lenders are willing to offer for your particular credit situation. Auto finance companies may use different… Read More
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Category: Financing

How to find some of the best auto loan rates

How to find some of the best auto loan rates
The excitement of buying a new car can be quite something, and if you’re financing the purchase, finding some of the best auto loan rates for your credit situation may make that feeling even better. A wealth of financing options and interest rates that vary from lender to lender mean some careful loan shopping can be a good idea. Everyone’s financial circumstances are different and auto finance calculators can be useful tools to get you in gear on your loan-shopping journey. They provide opportunities to estimate factors like how much car you can afford and what your monthly payments might… Read More
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Category: Financing

How to get a car loan with bad credit

How to Get a Car Loan with Bad Credit - featured
Car shopping. Today more than ever it seems there are infinite options when considering getting a new or pre-owned automobile. The technological features alone – from climate-controlled seats to satellite radio to back-up cameras to navigation systems – require some serious research into what features an individual needs, wants, cannot do without. And if you’re wondering how to get a car loan with bad credit, there may be even more research involved.* Luckily, there also are a lot of resources available to assist consumers in looking for the right vehicle for their personal situation. Internet-savvy shoppers can now research a… Read More
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Category: Financing

Online car shopping – power tools for power shoppers

041315 RL Online car shopping power tools for power shoppers - featured
In this modern age, many people find it almost impossible to escape frequent use of technology as part of their day-to-day life. Though there are feelings on both ends of the spectrum about how technology impacts our society, many feel that it is just this technology that is helping make people’s lives much easier and more efficient. Everyday activities, like calling your mom, buying a pair of shoes, or even watching a movie have, through technology, become easy. You don’t even have to make a trip to the local dealership to get a car loan. Even among millennials, there may… Read More
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Category: Financing

Car buying experiences – Part 2

car buying
While more shoppers are enhancing their experience and gaining knowledge by using online tools, there is still something to be said for actually test driving the vehicle you are considering. Often, especially when shopping online, you may find that sellers of automobiles (particularly when it’s individual sellers) may not give an accurate representation the car they are selling. Shoppers may see pictures of a pristine, new-looking car only to show up and find a vehicle of different condition than expected. In other instances, shoppers find that the car they were interested in looked good inside and out but, after seeking… Read More
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Category: Financing