Blog > Recent Articles In November 2019

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Vehicle with an upside-down car loan
  Being upside down on a car loan, when you owe more than the vehicle is worth, is a common problem for vehicle owners. On the downside, it’s easy to get caught out by one or more of the following: rapid depreciation in your car’s value; a small down payment; too long of a loan; a rollover loan; overpaying for the car, or add-ons bumping up the price. On the upside, there are several ways back to positive equity. Consider these options to reach a firmer financial footing.   Add to your monthly payments One solution to an underwater loan… Read More

Driver waving acknowledgement from car
  World Kindness Day, tomorrow, is all about making kindness the norm. Sending an uplifting text to a friend, for example. Or treating someone to a cup of coffee. Another suggestion, to be found at the Random Acts of Kindness Foundation website, is “letting that guy merge into traffic.” That’s right. Giving an inch and saying: “Hey, yes you, come on into my lane of traffic here. You’re welcome!” You could call that a common courtesy, or just following traffic law, but whichever way you look at it, acts like this make the world better for everyone. Here are six… Read More

Do guaranteed auto loans exist?
  You may have seen advertising for “guaranteed auto loans” and “guaranteed auto loan dealerships” while shopping for car financing, especially if you have poor credit.* It sounds appealing, but you might want to ask yourself how a company can offer a guarantee without knowing your individual credit and financial situation, or what type of vehicle you want to buy. At RoadLoans, we don’t claim to offer guaranteed auto loans, but we can give you some tips on how likely you may be to get approved and, if so, what kind of interest rate you will get. You may also… Read More

Self-driving car at intersection
  The road to self-driving vehicles, and mass adoption of EVs, could be a long one. Confidence in these technologies is low and neutral, says the latest J.D. Power Mobility Confidence Index Study, despite automakers putting ever more resources into them. Overall, self-driving and electric vehicles scored 36 and 55 out of 100, based on two polls of 5,000 consumers and industry experts carried out with SurveyMonkey. On the autonomous-vehicle side, more than two thirds (68 percent) said they had little to no knowledge of the technology, and more than half said they’re unlikely to ever buy or lease a… Read More