Auto Finance and Car Loans

Getting a car loan with bad credit really could be easier than you think
You might think getting a car loan with bad credit is a fool’s errand. Poor credit can cause some bumps in the road but it may still be possible for people in this situation to get auto financing that won’t break the bank. Credit history is one of several factors that may affect a lender’s decision on a loan application. Looking at where your credit stands could help you better understand your position when applying†. The Federal Trade Commission (FTC) recommends consumers get a copy of their credit report before any major purchase, which can be obtained for free from… Read More

Some of the best auto loans for bad credit: how to know
When the process of buying a car and a poor credit situation come together you naturally end up wanting to find some of the best auto loans for bad credit. The characteristics of the best bad credit auto loans for you are likely to depend on your own particular circumstances and financial position, but here are some basic points that could help the search. When looking at interest rates, be realistic with your expectations. You can still try to find a competitive interest rate for your credit situation though. A bad credit auto loan that works well for you will… Read More

Labor Day Car Sales: how to save time at the dealership
Besides being wonderfully placed to round off the summer with barbecues and swimming, Labor Day spells one of the best times of year for car shopping. The long weekend at the start of September is a big event for many car dealerships as new models become available and older vehicles are often discounted to free up space on the lots. In fact, Fortune has called it “Black Friday for car shopping.” If you’re planning on heading to a car dealer this weekend, perhaps to buy a 2016 model you’ve been anticipating or pick up an outgoing 2015 model, it may… Read More

How to get a car with no credit
A common misconception is that everyone with bad or no credit is not eligible for an auto loan. The truth is that car shoppers with a wide variety of credit types, including many with poor credit, are finding the freedom of auto ownership through loans provided by financial institutions. If you find yourself in need of a car yet have had a few dings to your credit, or are yet to build up credit, and are wondering where to turn, these tips may help. Tips for how to get a car with no credit† Get a cosigner - Adding a… Read More

How to buy a car with bad credit
Are you looking into how to buy a car with bad credit? Are you apprehensive about the process? Bad credit doesn’t have to mean a bad experience, or making do without your own vehicle†. In fact, many people with subprime credit are able to get a new set of wheels stress-free through numerous options in today’s marketplace. Shop around and research It can help to shop around and by doing so, you may start to get an idea of the kind of loan terms lenders are willing to offer for your particular credit situation. Auto finance companies may use different… Read More

Private party auto loan – What is it and how does it work?
When it comes to purchasing a new vehicle, there are several directions you can go. You could buy directly from a dealer, get one from an auction house, maybe a company-owned fleet car or you could purchase from a private seller. If you go the private-seller route, you might need what’s known as a private party auto loan. And if so, here’s what you need to know. Let’s start with private party auto loan: what is it? What is a Private Party Loan? In simple terms, a private party auto loan or a person to person loan is a loan… Read More

How to get a car loan with bad credit
Car shopping. Today more than ever it seems there are infinite options when considering getting a new or pre-owned automobile. The technological features alone – from climate-controlled seats to satellite radio to back-up cameras to navigation systems – require some serious research into what features an individual needs, wants, cannot do without. And if you’re wondering how to get a car loan with bad credit, there may be even more research involved. Luckily, there also are a lot of resources available to assist consumers in looking for the right vehicle for their personal situation. Internet-savvy shoppers can now research a… Read More

Online car shopping – power tools for power shoppers
In this modern age, many people find it almost impossible to escape frequent use of technology as part of their day-to-day life. Though there are feelings on both ends of the spectrum about how technology impacts our society, many feel that it is just this technology that is helping make people’s lives much easier and more efficient. Everyday activities, like calling your mom, buying a pair of shoes, or even watching a movie have, through technology, become easy. You don’t even have to make a trip to the local dealership to get a car loan. Even among millennials, there may… Read More

How baseball’s opening day is like getting a new car
This week, major league baseball parks across the U.S. usher in the 2015 regular season with opening day games. There’s something special about going to the ballpark or turning on the TV to see that first pitch of the year. It just screams of possibilities. Sort of like getting a new car. Being that we’re passionate about cars and sports, we thought we’d take a crack at combining the couple into a post that highlights some similarities between two of our favorite things. See below for what we came up with. Tailgating – If you’ve ever been taken out to… Read More

Car buying and credit checks – the basics
When getting a car, there are a few (legal) ways to go: No. 1 - Inherit your late grandmother's Pontiac Bonneville. We recommend this route, because you only have to pay taxes on the vehicle upon transfer of title, and also - Pontiac Bonneville. Pretty sweet. Maybe have it tuned up and let it air out, though. No. 2 - Buy a car with hard cash. This is also a highly recommended way to go. It's easy. Just take a giant stack of cash out of your pocket, and fan yourself with it until one of the salesmen at the… Read More