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Summer driving blues, best used cars and more
There are a lot of good auto blogs online, and we think the RoadLoans blog is one of them. But you may not know that RoadLoans is a direct-lending program of Santander Consumer USA (SC), which also has a blog providing more content intended to engage, inform and entertain readers interested in news and trends about or related to cars, trucks and SUVs. Following are snippets of the best recent content on the SC blog and links to the posts:     Singing the summer driving blues Summer has arrived. So, it’s time to take action – or not –… Read More

10 Cool new cars under $18K
  Are fun, stylish, versatile and affordable on your new-car wish list? If so, Kelley Blue Book’s latest recommendations of quality cars costing less than $18,000 are worth perusing. The automotive guide’s annual compilation of cool, budget-friendly vehicles includes a little expert comment about each car’s appeal as well as information on consumer ratings, miles per gallon and engine size, plus images and videos to help your car-buying decisions. Among the 2017 models it has rated and ranked are three newcomers, along with some reliable contenders. Leading the way is the Mazda3, the “all-time champion” that appears in the top… Read More

My first car and the birthday blues
  Upon obtaining a learner’s permit most young adults begin shopping for their first car before even discussing it with their parents. Growing up, this was the day that I looked forward to because having parents heavily involved in the car industry, undoubtedly, would yield my dream car. Due to the school cutoff I was almost a year older than most of my classmates. While this was a minor issue academically, it soon evolved into the sole reason I was going to become the most popular student amongst my peers. As my birthday approached, certainly, I was going to be… Read More

Understanding an upside-down car loan and the options for changing vehicles
What is an upside-down car loan? An upside-down car loan is a situation in which you simply owe the lender more than the vehicle is worth. For example, you still have $12,000 outstanding on your auto loan, but the vehicle’s value is just $9,000, so you’re upside down by $3,000. It’s also known as negative equity or being “under water,” and it’s a growing problem in the U.S., according to Debt.org, a debt help organization. How an upside-down car loan might occur There are numerous ways negative equity on a vehicle may arise. Common scenarios include: Depreciation– Cars inevitably lose… Read More

The longest-lasting cars and trucks – Vehicles that go the extra mile
  If you’re looking to buy a car from among the longest lasting and most reliable on the road, you’re in good company. Many buyers in the U.S. consider the longevity of a vehicle to be important when shopping. Often, buyers do not actually intend to own the vehicle for its entire lifespan, but rather, they see a correlation between longevity and a vehicle that is mechanically dependable with routine maintenance. In reality, this correlation does not always hold; sometimes vehicles that last a long time require more maintenance than others to do so. Even so, buyers still often associate… Read More

‘Cars 3’ lines up with an inspirational tale
  It’s tough at the top, even for a serial winner like Lightning McQueen. The latest lap of Disney-Pixar’s “Cars” franchise, “Cars 3,” is a great sports comeback story that looks set to inspire as well as entertain young moviegoers this summer. The multi-Piston Cup winner, voiced by Owen Wilson, is having a hard time keeping up with the new generation of younger, faster cars and the movie opens with McQueen crashing out of a race in spectacular style. In fact, he faces being completely pushed out of the sport he loves, the makers tell us, but you can bet… Read More

A look at how cars and trucks are trending across the internet
As more and more automotive research takes place online, software company Adobe put its finger on the pulse to see what’s trending. The Adobe Digital Insights report looked at some 11 billion visits to dealership and car information websites, and more than 57 million social media mentions. Here are some of the key insights. THE MOST POPULAR CAR ON SOCIAL MEDIA IS... Based on social mentions and sentiment (Oct. 2015 – Oct. 2016) and online visits (Jan. 2014 – Sept. 2016). Sources: Adobe Analytics, CMO.com by Adobe. VISITS TO SUV/TRUCK WEBSITES ARE BOOMING – ESPECIALLY AMONG PEOPLE IN THESE CITIES:… Read More

Customer service made a big difference for Buick owners in a J.D. Power survey.
There are a lot of good auto blogs online, and we think the RoadLoans blog is one of them. What readers may not realize is that RoadLoans is a direct-lending program of Santander Consumer USA (SC), which also has a blog providing more content intended to engage, inform and entertain readers interested in news and trends about or related to cars, trucks and SUVs. Following are snippets of recent content, and links to the SC posts if you want to read more:   Customer service made a big difference for Buick owners in a J.D. Power… Read More

What is a lien on a car?
  How to know lien from loan, and what to keep in mind when buying and selling a vehicle If you’ve been approved for a car loan you’re likely to encounter the term “lien,” but the chances you’ll know what it means may not be quite so great. A lien on a car is like a safeguard for the lender or other interested party. When you take out an auto loan, a lien is created, which is a lender’s legal right to possession of the vehicle until the loan is repaid. That means if you default on the loan, like… Read More

How Does Refinancing a Car Work?
    It’s a simple principle. Refinancing a car is a process where an existing car loan is paid off and replaced with a new one, often with a different lender, that has new agreed upon terms. Many people want to refinance a car to save money or find terms that are otherwise better suited to their situation. There are various possible outcomes, but three things borrowers often look for are a lower interest rate, different loan duration or monthly payment amount. Let’s look at these areas in more detail. 3 Potential advantages to refinancing an auto loan: 1. Lower… Read More

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