Leaping college students on beach
  For many students, spring break, that American college tradition and much anticipated vacation, is the first opportunity in the year to plan a memorable getaway. Checking your spring break dates is the important first step in planning your own special trip, and we’ve included an extensive list of dates for universities and colleges across the United States at the end of this article. Scroll through to find your school, and start thinking about destinations.   Spring break month  In general, spring break month is February, March or April, depending on where you are in the country, and the specific… Read More

Tax refund for car purchase infographic
If you’re in the market for a new vehicle then you should know something about tax season: tax refunds and car loans are a good match.* That’s because refunds, which have averaged around $3,000 in recent years, can provide many approved buyers with a ready-made down payment on their next ride, or at least a useful chunk of it. In turn, that money down may drop their monthly payment and provide useful savings on interest charges. Take a look at the following infographic to see how a tax refund may be used to get a new or used vehicle in six… Read More

Car on leafy road
    Everyone needs a reset button in their lives from time to time, and for many consumers with bad credit,* fresh start auto loans are the button to press. Financial events like bankruptcy, repossession, job loss, medical bills, tax problems and legal issues can wreak havoc on a credit score, yet a second chance at auto financing enables customers to get the vehicle and mobility they desperately need, as well as rebuild their credit. Making a clean start may be much easier than you think. There are plenty of options for consumers with bad credit histories to seek another… Read More

Car next to dollar notes
Easy to make but not so easy to keep, about 80 percent of New Year’s resolutions fail by the second week of February, research tells us. So how can you maintain yours this year? If, like many, you’re aiming to spend less and save more, one option might be to apply for refinancing on your car. If approved for a lower monthly payment, and depending on terms such as APR, you’ve just received the green light to save cash every month for the duration of your loan – likely for the rest of the year and, perhaps, well beyond. As… Read More

RoadLoans app in use on a phone
    Even for the experienced buyer, finding the perfect vehicle with the right financing can be demanding, but there are ways to take the pressure out of that situation and enjoy a streamlined car-shopping process. As an online lender, RoadLoans empowers customers to take control and buy with confidence, and our app is a handy resource to help make that happen. Here’s what you can do once you download it to your iPhone or Android phone, wherever you are and whenever you need it:   Estimate a car payment See what a comfortable monthly payment may be on that… Read More

Car wrapped as a gift
  If you’re currently in the market for a vehicle, congratulations on your timing because now is one of the very best times of year to make that purchase. December is when the highest discounts on manufacturer suggested retail prices occur, according to Edmunds, while it’s a hot period for used-car discounts, too. Deals often improve as the month goes on and Christmas Eve, Christmas Day and New Year’s Eve are all in the top 10 times to buy preowned, data from iSeeCars reveals. But what should you buy? If you’d like to save on a new car, check out… Read More

Traffic on holiday roads
  Congested traffic, pressured drivers and bad weather all contribute to a wintery mix of holiday driving hazards which make this one of the riskiest times of year to be on the road. The good news, however, is that there are plenty of things you can do to help keep you and your passengers safe, and enjoy the season incident free.   Plan ahead Plan your route and check traffic and weather conditions to allow enough time to comfortably reach your destination – especially if you’re setting off on a road trip. You may want to leave early or late… Read More