Celebrating the Champions League and the road to Spain
  My son and daughter are getting to grips with the passing seasons; each with its own character, its own highs and lows. What they’re also discovering is that, for some of us, there’s a different flow – the soccer season. A collection of games, a marathon not a sprint, taking you on a new journey every time. Sometimes where you want to go, other times clearly the wrong way and missing all the signs. The soccer season comes in different shapes and sizes depending on who you follow, it’s true. The MLS is in full swing while the popular… Read More

Knowing how simple interest car loans work is a helpful first step when shopping for credit or repaying a loan, and may enable you save. Most auto lenders, such as RoadLoans and parent company Santander Consumer USA, provide simple interest financing, so read on and watch our video to learn more.     To summarize, simple interest loans are made up of two important parts – principal and interest. Principal is the amount financed for the purchase while interest is the charge paid for borrowing that money. With this type of loan, interest is calculated daily on the outstanding principal.… Read More

Car shoppers want tech to help them drive better, not for them, surveys say
When it comes to driving technology, car buyers still like to be in control, research reveals. For, while there’s a growing range of partially autonomous features available on cars these days – from adaptive cruise control to lane-keeping assist – consumers rate less intrusive safety tech more highly. They’re also easing off the idea of fully autonomous cars.     In a Consumer Reports survey of U.S. drivers planning to buy a vehicle in the next two years, just 11 percent wanted a vehicle with features involving automatic acceleration, braking and steering, that take more control away from them. Some… Read More

How to estimate auto insurance when choosing a car
    Estimating your auto insurance is easily overlooked in the car-buying process, yet it’s an important part of your long-term ownership costs. As rates vary according to vehicle, it may affect which car you end up purchasing, too. A little time now will soon give you an idea of what kind of premium you’re looking at for that car, or cars, you’re interested in. And once you’ve decided what coverage you need, websites like The Zebra, recommended by Consumer Reports, will do your comparison-shopping legwork and bring the quotes to you.   Work out how much coverage you need With a… Read More

Preapproved auto loans give shoppers an advantage
  When buying a car, ideally you’d pay cash for the vehicle in order to negotiate strongly on price and avoid monthly payments and interest charges. In reality, few of us can do that, so finding the right financing becomes important. But what is the right financing? Preapproved auto loans, recommended by the Consumer Financial Protection Bureau, are a good option in a number of ways, and you can apply with a range of lenders such as banks, credit unions, finance companies and online lenders. If approved, advantages include knowing the terms of your loan and how much you can… Read More

How to calculate the gas cost of a trip
    It’s easy to jump in the car and just drive, but when you’re taking a road trip, or even starting a new commute, a little planning goes a long way. Calculating the gas cost of a trip is a smart trick to budget travel expenses, and there are a couple of routes you can take. One is doing it by hand, which can be completed in a few simple steps and gives you some useful know-how, while the other is using an online gas cost calculator. For that, you’ll need a few basic details about your car.  … Read More

Great reasons to shop for a car over Labor Day weekend
  … and how to save time when you’re there.     With the end of summer near, Labor Day marks a time of change, and, for car buyers, that presents one of the best times of year to shop. Many 2019-model-year cars are arriving at dealerships, which makes it a good weekend to check out the latest vehicles. It also means dealers are looking to move 2018 models to make space for them, and that spells great deals and discounts. With dealerships across the country offering sales events for limited periods, expect them to be busier than normal over… Read More

The top 10 new cars we love to hold onto
  When you find something good, don’t let it go. That seems to be the attitude of Ford Expedition owners, who top the list of new-car buyers that hang onto their vehicles longest before selling. Drivers of the full-size SUV keep their vehicles for nine years on average before eventually parting ways, according to iSeeCars.com, which looked at data for six million used vehicles sold by their original owners. Following closely in its path is the Chevrolet Corvette sports car, while there are four more SUVs on the list: the Toyota Sequoia, Toyota 4Runner, Ford Explorer and Chevrolet Suburban. Perhaps… Read More

What RoadLoans’ place within one of the world’s largest banks means for our customers
  When choosing a lender for a major purchase such as a car, besides finding the right loan terms, you’ll probably want a company that offers a smooth, easy process, and is one you can trust. RoadLoans ticks each of these important boxes for customers and part of the reason is that we’re an established, forward-thinking lender, and a part of one of the largest banking groups in the world. We’re the online, direct-lending platform of Dallas-based auto lender Santander Consumer USA (SC), which in turn is under the umbrella of Spain’s Banco Santander, the world’s 16th largest bank by… Read More

Getting a car loan with bad credit really could be easier than you think
  You might think getting a car loan with bad credit* is a long and difficult journey. Poor credit can cause some bumps in the road but it’s still possible for many people in this situation to get auto financing that won’t break the bank.† Here are five easy-to-remember tips that may help you qualify for a loan.   5 Simple tips for getting a car loan with bad credit Be realistic about what vehicle you can afford and what a lender may be willing to finance. Consider a used car rather than a new one, and an older model… Read More