How to calculate the gas cost of a trip
  It’s easy to jump in the car and just drive, but when you’re taking a road trip, or even starting a new commute, a little planning goes a long way. Calculating the gas cost of a trip is a smart trick to budget travel expenses and can be completed in a few simple steps.   1. Calculate your miles per gallon Fill up your gas tank and set the trip odometer button on the instrument panel to zero, then drive normally until it’s time to stop for gas again. When you next refuel, note the trip odometer reading to… Read More

Car loans for students make sense when done right
  College comes with its commitments, not least of them financial, and plenty of students wonder how buying a car fits into it all. Even with a part-time job, saving up for a vehicle may not be a realistic option, especially if you want something reliable. That’s why car loans for students are the answer for many college-goers, even if they have no credit history to speak of. Finding suitable lenders and applying for credit is not hard – online companies such as RoadLoans streamline the process with a quick, one-page application and instant decisions. And if approved, not only… Read More

Plan your next great American road trip with these ideas and travel tips
  20 First-hand road tripping experiences Recommended routes by theme How to get the most out of your trip   There’s nothing quite like the freedom, independence and sense of discovery you get on a road trip, and there are few better places to load up and hit the highway than America. Whether you’re looking to get away in summer or at other times of year, here’s a collection of ideas based on the experiences of staff at RoadLoans and Santander Consumer USA, as well as trips researched by theme. For smooth travels there are also tips for what to… Read More

Car loans for first-time buyers
  If you’re looking into car loans for first-time buyers then you’ve likely got questions about the financing process. How easy is it to get a loan for your first car? Can you get a loan with no credit history? What are the options? Don’t worry, lenders like RoadLoans make it their business to accept applications from people starting out like this. Our process is quick, simple and, if approved, you can even shop and drive the same day. Here are some tips to help as you go forward.   Tips for first-time buyers needing an auto loan   Consider… Read More

Coolest new cars under $20K – KBB
  Cool cars don’t have to come with an uncool price tag. Kelley Blue Book’s top 10 list of new cars under $20,000 shows shoppers that, in fact, cool can be for almost all. Of course, you’ll need the funds or the financing to purchase one of these vehicles, but they are well below the average new-car price of $36,113, according to recent Experian data, and in the same ball park as the average price of a used vehicle, which stands at around $19,400. While KBB acknowledges what is cool is subjective, the criteria for a car’s inclusion in this… Read More

These cars have the lowest recall rates
  Faulty seat belts. Inoperative brake pedals. Overflowing fuel tanks. Even a sunroof that might fall on you. Whatever the issue might be, receiving a recall notice can be a headache for any driver. Not only does it raise the concern you or a member of your family are vulnerable to potential safety issues, there’s the inconvenience of trying to find the time in a busy schedule to have the issue fixed. Perhaps even several times, depending on the vehicle. But research from iSeeCars.com, which put together the top 10 cars with the lowest recall rates, may save you that… Read More

Auto loans while in bankruptcy
  When filing for bankruptcy and making a fresh financial start, a car purchase is often part of the plans. Trustees and lenders recognize this and many people are able to get a car loan while in bankruptcy, or shortly after, depending on the type of bankruptcy for which they’re filing.   Car loans and Chapter 7 bankruptcy Most likely you’ll be filing for Chapter 7 or Chapter 13 personal bankruptcy. Under Chapter 7, the debtor’s non-exempt assets are liquidated to pay creditors. The process normally takes four to six months from filing until debts are erased and the bankruptcy… Read More

7 of the easiest cars to park
    Windows down, music on, the open road ahead – driving can be a real joy. Squeezing your car in to a tight space? Not quite so liberating. While parking may not be one of the best parts of motoring, the availability of technology like park assist on a growing number of cars makes it a whole lot easier. Having alerted you to a suitable space, at the press of a button it will neatly steer your vehicle into a parallel or perpendicular park. No stress and no dings. All you typically have to do is control the accelerator… Read More

Car terms to know to save money
There are many easy ways to save money on a car, both when purchasing the vehicle and during ownership. Here are some simple terms to keep in mind. Even remembering just one or two may save you some cash.     When buying a car …   Incentives Automakers and dealerships often run special offers to knock down prices or provide savings over time. These include rebates, which give cash back that can be applied to the price of the vehicle, and other incentives such as zero percent interest financing.   Preapproval It helps to know about preapproval as you… Read More

5 Road trips for Memorial Day weekend
Scenic park getaways to unplug and unwind From hiking trails through thick forest to stargazing in the desert, these breaks to some of America’s finest parks and protected areas will feel a world away from home, yet are surprisingly accessible from a handful of major cities.     Adirondack Park, NY At more than six million acres in size and with 2,000 miles of hiking trails, this place is plenty big enough to get lost in nature. With mountains, rivers, lakes and valleys there are opportunities galore for trekking, bike riding, white-water rafting and kayaking. To top it off is… Read More