Blog > Recent Articles In Financing

Car buying and credit checks – the basics

When getting a car, there are a few (legal) ways to go: No. 1 - Inherit your late grandmother's Pontiac Bonneville. We recommend this route, because you only have to pay taxes on the vehicle upon transfer of title, and also - Pontiac Bonneville. Pretty sweet. Maybe have it tuned up and let it air out, though. No. 2 - Buy a car with hard cash. This is also a highly recommended way to go. It's easy. Just take a giant stack of cash out of your pocket, and fan yourself with it until one of the salesmen at the… Read More

Avoid these 7 mistakes when getting a car loan

For most people, buying a car is a big deal. It can signify a transition from one chapter of your life to the next. Or maybe you have finally saved enough money to purchase a vehicle and are ready to feel the pride that can come with driving a new car. No matter what the circumstances, it would probably be unwise to walk into a dealership looking to buy a new car like you would walk into a department store to buy a new pair of shoes. Here are some tips on what to do and what to avoid when… Read More

If saving money is part of your plan for 2015, check out these vehicles

When the first day of a new year arrives, I typically expect to see a crowded gym filled with a whole slew of people fulfilling their new resolutions. Although I have not decided what my personal resolutions will be, saving money should be at the top of the list. If one of your resolutions is to save money or to help the environment, you may want to consider buying one of the newest environmentally friendly and cost-effective 2015 vehicles. While most people pledge to improve themselves in the new year, why not improve your vehicle of choice? Stylish, state of… Read More

The twelve days of car (& holiday) tips – Part 2

12 useful tips about cars and the holidays – because we know a little bit about both It’s tough to beat a good pairing. Comté and Shiraz. Davis and Coltrane. A latte and a beignet. Cold weather and hot cider. Gilbert and Sullivan. For your pleasure, we humbly submit, as a novel entry on the register of great pairings … car tips and holiday tricks. Tip 6 - Some day, your car will drive itself, and you won't have to worry about focusing on the road. Until then, know the limits of your focus, and with what attention you can… Read More

New Year’s Eve deals expected to beat Black Friday’s

Car buyers, like many other Black Friday shoppers, expected some sweet deals on Nov. 28, and to be sure, many got them. But if you waited to venture out to your local dealership in search of the right vehicle at the right price, you may just be rewarded for your patience. According to Forbes.com and the Wall Street Journal, the most recent data resulting from annual surveys by TrueCar, Inc. reveal that as good as the deals may have been on Black Friday, we may see slightly better ones through December, with the discounts peaking on December 31. It seems… Read More

Even with bad credit, auto loans are not out of reach

When you're looking for an auto loan, bad credit can be the determining factor in what kind of deal you can get. Your story might go something like this: One cold morning, you get in your car to go to work and have trouble starting it. This is because your electrical system is, as you now believe after many attempts to get it repaired, simply haunted. You then remember that your right windshield wiper doesn't work anymore and you have to aim wide to turn out of your driveway because your left CV joint is rattling at almost 100dB, and… Read More

Easy car loans – what are they?

Easy car loans. It sounds counter-intuitive, doesn't it? There is car shopping of course, and that is a whole, big thing. The shopping around, the choosing of colors and options, or the search for just the right combination of features and price; that is "shopping for the right car." Shopping can be a lot of fun, or a giant chore, depending on your preferences and a lot of things that might be out of your control. But in the end, it's similar to a hunt for a rare beast in the midst of a jungle full of options that are… Read More

Wisdom for car buyers in their twenties

If you're under 30, you may find yourself in need of financial advice. Be encouraged. Financial troubles have happened to twentysomethings before. In Lerner and Previn's Coco, Katharine Hepburn sang (or rhythmically spoke), "The world belongs to the young." Despite that poetic enthusiasm, your finances are serious, and it pays to be on top of them. Here's some wisdom from the experts on how to be financially fit in your twenties and beyond. Build your credit history by taking on debt and paying on time* Stacy Rapacon of Kiplinger.com suggests, "You'll need to take on some debt and show that… Read More

And the answer to the No. 1 question is…

Our distinguished professionals in the customer service department, who answer your phone calls, emails and chats, and provide answers to all of the questions that come from our excellent customers are back to wrap up the subject of "answers to the most-asked questions." We've saved the best for last. The question below is the No. 1 most-asked question of our customer service team, followed by the official answer: Question: If I finance less, will my down payment be lower? Official Answer: No. Given a certain vehicle price, the loan offer you receive at a given time will result in the… Read More