James Mayfield

How Does Refinancing a Car Work?
  You might be new at this. If you’ve recently asked yourself, “How does refinancing a car work?” it may be a good idea to do a little research to get the concepts down.* The easy answer to the question of how refinancing a car works is that you take out a second auto loan to replace the financing that you did with your first loan. You borrow from Peter to pay Paul. The new loan comes with different terms than the original one and, typically, refinancing takes place when a qualified applicant is seeking better terms that will save them money. Auto refinancing… Read More

Not everybody has perfect credit. If you’re one of them, and you’ve been declined for an auto loan, you may feel like you need a second chance. Consider applying with a lender that accepts applications from consumers with all credit types, such as RoadLoans. When you drive a new car off the lot, it’s perfect. The body is flawless, the paint is pristine, and the interior still has that great “new car” smell. But after you’ve driven the car for a couple of months — or a couple of years — you’ll notice that the shine has begun to wear… Read More

Ready to roll: James Mayfield and his 1980 Volkswagen Rabbit.
  While digging through the attic the other day, I found a photograph that brought back a flood of memories. Old photos tend to do that. It was a picture of a 1980 Volkswagen Rabbit aka my first car. If you’re like me, just looking at an image like that transports you to another time and place. Also milestone moments associated with the vehicle – prom, first dates, friends’ houses, first job, sporting events, road trips. Oh, the road trips. And details like the fact that… Read More

Gearing up to celebrate National Tailgating Day
The most wonderful time of the year. Ask a number of people what this phrase means to them and you’re bound to get different answers. For many it means the holiday season has arrived. To others, it can be when school is back in session (parents). And to others, it’s when school is out for the summer (students). For the college football fan, it equates to a new season being finally underway. And if you fall into this category, then this weekend surely kicks off the most wonderful time of the year. To support the celebration, this Saturday, September 3,… Read More

The drive-thru, an American icon
  Fact: We’re all very busy these days. Fact: There are times it’s hard to block out time to eat. Fact: For many of us, this is where the restaurant drive-thru comes into play. You know the scenario. You’re out driving around, crossing things off the honey-do list, when suddenly the rumble of the road is overtaken by the rumbling of the tummy. You’re far from home and still needing to finish some errands, so what do you do? Yep, cruise through the drive-thru. According to The NPD Group, a market research firm, roughly 12.4 billion trips were made by… Read More

Another awesome summer road trip playlist – 33 more tunes for the road
  We asked and you answered … thank you! Last month we released our playlist of the best summer road trip songs. Included in the article was a chance for readers to submit their favorite songs to crank up when hitting the highway on summer road trips. And there were some great ones! We compiled a new list, including ones we may have missed the first time along, and a selection of your recommendations that were sent via Twitter and Facebook, to create Another Awesome RoadLoans Summer Road Trip Playlist. You can listen to the playlist via Spotify. Interested in… Read More

Auto-related news for the summer season
  As of June 20, summer is officially here. Along with warm weather, cool drinks, swimming pools and cookouts, the ushering in of summer brings up a major theme when it comes to automobiles. Road trip, anyone? Here a couple of hot topics we found across news outlets relating to summer.   Summer travel According to AAA, around 56 percent of drivers in the U.S. are expected to take to the highways for a road trip this summer. And the relatively low gas prices have a lot to do with it. “Travelers hitting the road will pay the lowest summer… Read More

The Top 38 Summer Road Trip Songs
Like many folks, we have plans to hit the highway this summer for a few road trips. Which means in addition to packing enough snacks, water and soft drinks to keep us replenished, we’re going to need a good mix of songs to accompany the journey. And though the technology for making a road trip list of tunes has changed — what used to be created using LPs recorded onto cassettes, now is made in mere minutes with an iTunes or Spotify playlist — the fun of pulling from a wealth of material to create the perfect mix remains. Billboard’s… Read More

Shining some light on headlights
The road ahead. Every day millions of drivers count on their headlights to illuminate the way as they travel to and from their destinations. A study recently released by the Insurance Institute for Highway Safety (IIHS) took a good look at car lights and what they found is quite interesting. The first of its kind, the ratings reveal that most headlights aren’t performing as well as they could. According to a representative from the IIHS, “Headlight systems are often designed as a styling statement rather than to provide good light for drivers.” Pair that with the fact that half of… Read More

Super Bowl 50, the winners and losers
So what did you think? It’s the question of the week around office watercoolers following last Sunday’s Super Bowl 50. At the conclusion of (and really during, thanks to social media) Super Bowl 50, everyone was weighing in with their opinions of the event. While on the field there were clear winners (Denver Broncos) and losers (Carolina Panthers) with a final score of 24-10, there were certainly highs and lows throughout the whole extravaganza. The Game For sure, the cliché rang true -- defense can win a championship. The NFL’s No. 1 defense of the Broncos showed why topped-rank defenses… Read More

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