When you apply for a car loan with RoadLoans you are applying for preapproval, which involves what’s known as a hard credit inquiry. That means we’ll request a copy of your credit report to help us fully assess your application and give you a decision on a loan. If you get the green light, you’re then in an excellent position to go shop for a car – you’ll know your approved loan terms, including the amount, APR, monthly payment and duration, before even getting to the dealership. That’s a huge plus, enabling you to focus on vehicle choice, save… Read More
15 ways to improve fuel economy on city roads and highways Gas is an expense that soon adds up on trips like the daily commute, school run or during business use. While it may be hard to do without a vehicle for such journeys, it’s actually not that difficult to trim your costs with better mileage. In the main, it’s just a case of adjusting your driving habits and making sure your car is in good shape. Take these tips on board to go farther after every fill up, and save money as you go. 1. Watch your… Read More
Getting the go ahead on a car loan was the first step. Now comes the fun part – shopping for your next vehicle. To do that you’ll want to find the best dealer, and RoadLoans makes it easy. A recommended dealership is listed with your loan approval, which can be found in your online account and within your loan voucher. This dealership, located nearby, is able to show you select vehicles meeting our financing requirements and high standards for quality. You also have the option to use our dealer locator tool and search for others in the area. As… Read More
While the car is undoubtedly the star, for most, the financing is just as important in the vehicle-shopping process. One thing you should know about as you begin that journey is preapproval, which means arranging your loan before visiting the dealership. Recommended by the Consumer Financial Protection Bureau, it offers the following strong advantages. 1. Save money Banks, credit unions, finance companies and online lenders all accept applications for preapproved auto loans, so it’s easy to shop around for the most attractive terms. If approved for a few loans, you can compare the interest rates, loan amounts and… Read More
An approval from RoadLoans opens many doors, so let us tell you what kind of vehicle you can step into. Your RoadLoans voucher enables you to buy a new or used car, SUV or pickup truck meeting our flexible buying requirements. That includes a vehicle with up to 110,000 miles and that’s nine years old or newer. So, in the calendar year 2019, model years 2010 and onwards are all eligible. The car should also fit the financing conditions of your preapproved loan, such as the maximum loan amount. Remember that there will be sales tax, title and registration… Read More
New cars come and go, but there are some we hold onto longer than others. Mainly, they’re sports cars and SUVs that provide a cherished way to hit the road or dependable transportation year in, year out. That’s according to iSeeCars.com, which analyzed five million vehicle sales to determine the 10 new models we keep longest before selling. Sports cars are most numerous, with five of the 10, including the storied Chevrolet Corvette, Ford Mustang and Porsche 911. Not typically “daily drivers,” these vehicles “don’t accrue high mileage as a result, so it takes them longer to show signs of… Read More
A visit to the State Fair of Texas isn’t complete without a tour of the Texas Auto Show, and this year there’s a generous helping of debuts to feast your eyes upon. For many in these parts, it’s all about the trucks and SUVs. Ram, Chevrolet, Ford, Toyota, Jeep and Nissan all have rugged and luxurious new 2020 editions on show, gleaming under the sun in the Truck Zone or the lights of the Automobile Building. Truck-maker Ram has chosen the fair to introduce three new Texas-sized editions; the Ram 1500 Limited Black Edition along with a Night Edition… Read More