Rob Looker


Blog > Recent Articles By Rob Looker

  When you’re drawing up a new-vehicle wish list with the best and brightest options for your drive, expert recommendations are a great place to start. Aiming to provide something for everyone, Kelley Blue Book’s 2020 Best Buy Awards offer 16 “sure bets” across categories that “resonate with the majority of car buyers.” Many of those categories are for SUVs, which this year expand to eight, while designated places are given to pure electric and hybrid vehicles. There’s also an award for the best new model,… Read More

The RoadLoans blog provides articles on a range of topics. Auto finance, for sure, but also the wider car-buying experience, vehicle ownership and interests. The most-read blog posts of 2019 reflect that spectrum, albeit with a bias towards financing, from the longest-running vehicles to the basics of refinance. As the year enters our rearview mirror, here are the top 10 posts to date.     Longest-lasting vehicles: SUVs are way ahead Some vehicles just don’t like to quit – especially big SUVs. See the models and brands most likely to take you past 200,000 miles, as recorded by iSeeCars.com.  … Read More

Buying a car is just the start of the ownership cycle. Having traveled where you need to go, there also comes time to sell and the chance to get some of your money back. At that point, certain vehicles hold significantly more value than others. According to iSeeCars.com, SUVs, pickups and sports cars are best, led by a pair of Jeep Wranglers. The auto research site analyzed close to eight million car sales and found that, whereas the average new car loses almost half its value in five years, the Wrangler Unlimited and two-door Wrangler give up just 30 and… Read More

  You can still apply for a loan without an established credit history Down payment, co-applicant among ways to boost your application RoadLoans offers a quick and easy process for newcomers to financing   As a first-time car buyer with no credit or bad credit,* you might feel up against it. That’s understandable. Consumers with long and strong credit histories generally stand a better chance of getting financing from an auto lender, and may enjoy better terms and a greater choice of vehicles. But take heart. Many lenders are set up to work with first-time buyers, and guess what? Many… Read More

  • 20 percent for new and 10 percent for used vehicles recommended • Smaller down payments still offer advantages   Whatever you can afford as a down payment on a car will stand you in good stead, but the general view is that you should aim for 20 percent, or at least 10 percent if buying a used vehicle. One of the main reasons for these figures is to offset the depreciation in a car’s value that inevitably follows a purchase. A down payment offers other advantages, too, including improving the chance of loan approval, a lower APR and… Read More