Rob Looker

How do auto loans work?
  So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process. To summarize, you take out a car loan with a lender to pay for the purchase of a vehicle and, by signing the loan contract, agree to pay back the money in installments over the course of the loan, according to its terms. These terms include key factors like the finance charge, loan duration and the size of the monthly payment. Most auto loans are simple… Read More

How much should a down payment on a car be?
  The right down payment on a car has the potential to make a significant difference to a vehicle purchase and how financing pans out, so it’s worth seriously considering how much you might be able to pay up front. By lowering the amount borrowed, a down payment may save the buyer money by reducing the monthly payment and finance costs, but there are other considerations as well. A payment of 20 percent has long been viewed as a healthy amount for a new car purchase, according to Edmunds. And when you consider factors like new-car depreciation of 20 percent… Read More

The best car in the world, it’s official
As bragging rights go, owning the best car in the world would be hard to beat. That could be quite subjective though – everyone has an opinion on nice cars. Thankfully, the experts have cleared the issue up for another year with the announcement of the 2017 World Car Award winners, based on specific criteria you can hang your hat on. After traveling a long road passing through several glitzy international destinations, the jurors recently reached their expert decisions, announced at the New York auto show last week.     And the World Car of the Year? The Jaguar F-Pace,… Read More


Hundreds of RoadLoans reviews at your fingertips
  When you’re shopping around for a product or service, we know reviews matter. That’s why, at RoadLoans, we team with an independent customer reviews community, enabling auto loan shoppers to check out our customer experience online. Trustpilot is a third-party platform where customers can leave feedback via RoadLoans’ Trustpilot profile page, which is easily accessible from our website. As a technology-driven, direct-to-consumer auto lender, a fast-and-easy financing process with a focus on customer service is a priority. We’re proud of the 8.8/10 rating we’ve received from hundreds of reviews but we’re continually seeking to raise the bar and improve… Read More

Consider your car-buying options as tax filing deadline approaches
  The deadline for filing tax returns, April 18, is just ahead, and if you’re expecting money back, keep in mind the difference a refund can make to a car purchase. Millions of Americans use their refunds, which averaged $2,777 in 2016, for a down payment on a new vehicle, and all or part of a check from the IRS may help you qualify for financing. If approved, it might even enhance the loan terms, enabling you to sit back and drive towards summer with savings, style and comfort. What kind of vehicle is at the top your list? Here… Read More

How to pay off a car early
    You might be looking to take control of your finances. Maybe you want to change your vehicle for a new one. Whatever the reason, pay off a car early and not only is the debt behind you, but you may have made a decent saving on interest payments, too. There are various ways to approach paying off a vehicle and, if you haven’t already done so, a good place to start is simply getting familiar with the details of your note, like the amount, term and annual percentage rate (APR). With these at hand, consider using an online… Read More

Into new-car country at the 2017 DFW Auto Show
More than 650 cars, trucks and SUVs, including all-new 2017 and 2018 models, have spread out over half a million square feet for the DFW Auto Show this week. One of the largest auto shows in the United States, it’s seen as an event that kicks off the spring car-buying season in North Texas as shoppers size up the latest models, check out their features and styling, and take the opportunity for a ride and drive in downtown Dallas. Here are just a few of the very latest cars you can get more familiar with:     2018 Toyota Camry… Read More

2017 Subaru Impreza Sport. Credit: Subaru/Newspress USA
  Some of the best new cars for safety-conscious drivers have been revealed in a 2017 list of crash test winners. The Insurance Institute for Highway Safety (IIHS) has named the 2017-year models that top its criteria for crash tests, crash avoidance and crash mitigation, including 43 Top Safety Pick and 44 Top Safety Pick+ award winners in 12 vehicle categories. Among them is the Subaru Impreza, when equipped with EyeSight safety features and adaptive LED headlights, which claimed a Top Safety Pick+ rating in the small cars category… Read More

Toyota the most dependable mainstream car brand, says J.D. Power
    Luxury brands Lexus and Porsche lead the way for vehicle dependability but if you’re interested in mainstream nameplates, Toyota is best pick, J.D. Power ratings reveal. The auto research firm’s 2017 vehicle dependability study examines problems experienced during the past 12 months by original owners of three-year-old (2014 model-year) vehicles. It generates an overall dependability score of problems per 100 vehicles (PP100) in order to compare vehicle brands and models. While Lexus and Porsche topped the list on 110 PP100 each, Toyota scored 123 PP100 and Toyota Motor Corporation as a whole, including both Toyota and Lexus marques,… Read More

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