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16 best 2020 models ‘sure bets’ for car buyers – KBB.com

Kia Telluride driven in snow
  When you’re drawing up a new-vehicle wish list with the best and brightest options for your drive, expert recommendations are a great place to start. Aiming to provide something for everyone, Kelley Blue Book’s 2020 Best Buy Awards offer 16 “sure bets” across categories that “resonate with the majority of car buyers.” Many of those categories are for SUVs, which this year expand to eight, while designated places are given to pure electric and hybrid vehicles. There’s also an award for the best new model,… Read More
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Category: Car and Driver Tips

Our most-read blog posts of 2019

Toyota Sequoia on racetrack
The RoadLoans blog provides articles on a range of topics. Auto finance, for sure, but also the wider car-buying experience, vehicle ownership and interests. The most-read blog posts of 2019 reflect that spectrum, albeit with a bias towards financing, from the longest-running vehicles to the basics of refinance. As the year enters our rearview mirror, here are the top 10 posts to date.     Longest-lasting vehicles: SUVs are way ahead Some vehicles just don’t like to quit – especially big SUVs. See the models and brands most likely to take you past 200,000 miles, as recorded by iSeeCars.com.  … Read More
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Category: Bad Credit, Car and Driver Tips, Financing, RoadLoans News

SUVs ride high among vehicles that retain most value

Jeep Wrangler SUV in mountains
Buying a car is just the start of the ownership cycle. Having traveled where you need to go, there also comes time to sell and the chance to get some of your money back. At that point, certain vehicles hold significantly more value than others. According to iSeeCars.com, SUVs, pickups and sports cars are best, led by a pair of Jeep Wranglers. The auto research site analyzed close to eight million car sales and found that, whereas the average new car loses almost half its value in five years, the Wrangler Unlimited and two-door Wrangler give up just 30 and… Read More
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Category: Car and Driver Tips, RoadLoans News

Financing for first-time car buyers with no credit

Financing for first-time car buyers with no credit history
  You can still apply for a loan without an established credit history Down payment, co-applicant among ways to boost your application RoadLoans offers a quick and easy process for newcomers to financing   As a first-time car buyer with no credit or bad credit,* you might feel up against it. That’s understandable. Consumers with long and strong credit histories generally stand a better chance of getting financing from an auto lender, and may enjoy better terms and a greater choice of vehicles. But take heart. Many lenders are set up to work with first-time buyers, and guess what? Many… Read More
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Category: Bad Credit, Financing

How to shop for a car through the holiday season

Holiday season car price tags
  Car buyers rejoice. Black Friday kicks off a season of holiday sales events that create one of the best times of year to shop. From the day after Thanksgiving through New Year, deals abound as automakers offer deep discounts on outgoing year models, dealerships make their own reductions, and both look to finish year-end sales on a high. Despite the abundance, it’s a good idea to plan your purchase so you can take full advantage. That way, you’re better placed to maximize the potential savings and make a smart choice for the seasons ahead. Here are six steps to… Read More
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Category: Car and Driver Tips, Financing

How to get out of an upside-down car loan

Vehicle with an upside-down car loan
  Being upside down on a car loan, when you owe more than the vehicle is worth, is a common problem for vehicle owners. On the downside, it’s easy to get caught out by one or more of the following: rapid depreciation in your car’s value; a small down payment; too long of a loan; a rollover loan; overpaying for the car, or add-ons bumping up the price. On the upside, there are several ways back to positive equity. Consider these options to reach a firmer financial footing.   Add to your monthly payments One solution to an underwater loan… Read More
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Category: Financing

How to be a better driver on World Kindness Day, and every day

Driver waving acknowledgement from car
  World Kindness Day, tomorrow, is all about making kindness the norm. Sending an uplifting text to a friend, for example. Or treating someone to a cup of coffee. Another suggestion, to be found at the Random Acts of Kindness Foundation website, is “letting that guy merge into traffic.” That’s right. Giving an inch and saying: “Hey, yes you, come on into my lane of traffic here. You’re welcome!” You could call that a common courtesy, or just following traffic law, but whichever way you look at it, acts like this make the world better for everyone. Here are six… Read More
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Category: Car and Driver Tips

Do guaranteed auto loans exist?

Do guaranteed auto loans exist?
  You may have seen advertising for “guaranteed auto loans” and “guaranteed auto loan dealerships” while shopping for car financing, especially if you have poor credit.* It sounds appealing, but you might want to ask yourself how a company can offer a guarantee without knowing your individual credit and financial situation, or what type of vehicle you want to buy. At RoadLoans, we don’t claim to offer guaranteed auto loans, but we can give you some tips on how likely you may be to get approved and, if so, what kind of interest rate you will get. You may also… Read More
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Category: Bad Credit, Financing

Drivers still back ‘self’ over self-driving, neutral on EVs – J.D. Power

Self-driving car at intersection
  The road to self-driving vehicles, and mass adoption of EVs, could be a long one. Confidence in these technologies is low and neutral, says the latest J.D. Power Mobility Confidence Index Study, despite automakers putting ever more resources into them. Overall, self-driving and electric vehicles scored 36 and 55 out of 100, based on two polls of 5,000 consumers and industry experts carried out with SurveyMonkey. On the autonomous-vehicle side, more than two thirds (68 percent) said they had little to no knowledge of the technology, and more than half said they’re unlikely to ever buy or lease a… Read More
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Category: RoadLoans News