The RoadLoans blog provides articles on a range of topics. Auto finance, for sure, but also the wider car-buying experience, vehicle ownership and interests. The most-read blog posts of 2019 reflect that spectrum, albeit with a bias towards financing, from the longest-running vehicles to the basics of refinance. As the year enters our rearview mirror, here are the top 10 posts to date.
Longest-lasting vehicles: SUVs are way ahead
Some vehicles just don’t like to quit – especially big SUVs. See the models and brands most likely to take you past 200,000 miles, as recorded by iSeeCars.com.
When is spring break? Dates, destinations and details to help plan your trip
For many students, spring break is the first opportunity in the year to plan a getaway, for which dates, destinations and travel tips are always helpful. While spring break 2019 is gone, get a head start on 2020 by perusing popular road trips, and look for more spring break articles early next year.
How to calculate the gas cost of a trip
It’s easy to jump in the car and just drive, but when you’re taking a road trip, or even starting a new commute, a little planning goes a long way. Learn two ways to calculate the cost of a journey so you can budget your expenses.
How car repossession works
The road to vehicle ownership doesn’t always lie straight, and events like missed payments, or even trouble paying for repairs, can lead to repossession. Understand how repossession works, how to prevent it and how to get a loan after repossession.
What is a lien on a car?
If you’ve been approved for a car loan then you’re likely to encounter the term “lien,” but the chances you’ll know what it means may not be so great. This outline will help when buying or selling a vehicle.
Pros and cons of ‘buy here, pay here’ dealerships
“Buy here, pay here” dealerships are auto dealers that not only sell cars but effectively act as the bank, too, typically for buyers with bad credit.* Interest rates can be much higher than other lending options, so it’s worth knowing the pros, cons and alternatives when considering such a dealership.
How to lower APR on a car loan
Lowering the annual percentage rate of an auto loan is one of the best ways to save on vehicle financing and the total cost of buying a car. Here are six tips for getting a low rate.
How many years can you finance a new or used car?
The trend for longer auto loans means some consumers can qualify for financing up to 96 months, or eight years. Discover why a shorter loan may save you money, and work out what might work for you.
What is a car title?
Car titles are one of the fundamental parts of owning a vehicle, and knowing a little about them, and what details to look out for, could help your next auto transaction.
What is refinancing a car?
If you’re new to the world of auto refinancing, your first question may simply be “what is refinancing?” Get up to speed in a few minutes with this article.
See what’s new on the blog, and learn more about auto financing with RoadLoans.
* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press), Bankrate.com, Credit.com, Investopedia, NerdWallet.com and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by RoadLoans.com and Santander Consumer USA.