What is RoadLoans and how can it help me?


Man and woman smiling in convertible car


If quick and easy auto financing works for you, then consider RoadLoans.

We’re the online lender that enables customers to get a credit decision in minutes and enjoy a streamlined process to their new car or refinanced loan.

As part of national auto lender Santander Consumer USA, we work with customers with a broad range of credit profiles, and flexibility is at the center of our approach.

Besides giving consumers the chance to apply for financing whenever it suits them, RoadLoans provides customers with multiple loan offers to meet their individual needs.

If approved for a new or used car loan, simply select the best offer, download your loan packet and visit the preferred dealer, located nearby, that’s listed inside. We have relationships with 14,000 dealerships across the country that are able to show customers select, high-quality vehicles meeting our standards for age, mileage and financing.

Preapproval from RoadLoans enables you to then shop with the confidence of a cash buyer, already knowing how much you have to spend and the terms of your financing. And that lets you to focus on choosing the right model and negotiating a great price – without having to juggle financing as you go.

What if you’re looking for a better deal on your existing auto note? Refinancing with RoadLoans is just as easy. If approved for a traditional or cash-back refinance, simply complete the documents, return them to us, then sit back while we handle the rest. We’ll pay off the note with your current lender and contact you to confirm we’ve set up your refinanced loan.*


A lender trusted by its customers

At RoadLoans, we have years of experience helping customers across the credit spectrum get financing that fits, and enjoy a great car-buying experience. Here’s what one customer, Eugenia, had to say:

The approval process took seconds. The car-buying process was super simple. I showed up with required documents, signed and drove away with my car!

Read more Trustpilot reviews at our reviews page and explore our website for further information about how RoadLoans makes auto financing easy.


*RoadLoans does not accept auto refinance applications from existing Santander Consumer USA and Chrysler Capital customers.


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