Disclosures and Offer Information

APR

APR is the Annual Percentage Rate. The rate advertised can vary based on creditworthiness, age of vehicle and terms of the loan. APR is calculated according to the simple interest method.

Cash Back

The cash-back option is subject to credit requirements. The cash-back amount will be made available to you via check or electronic transfer, and will be added to your loan amount. Interest will accrue on your cash-back amount. Vehicles up to seven years old may be eligible for cash back. Residents of the following states are NOT eligible for cash-back refinancing: AK, AR, CT, DC, HI, KS, KY, MA, MS, NC, ND, NE, NH, NJ, NM, NV, PA, VA.

Skip a Car Payment

Because the first monthly payment on your new auto loan may be due up to 30 days after the closing date, and the closing date may be 0 to 30 days after the most recent monthly due date of your existing loan, you may not have a scheduled monthly payment due for 30 to 60 days after the most recent monthly due date of your existing loan. The actual number of days you may not have a scheduled monthly payment due may vary depending on the terms of your existing loan, your payments on the existing loan, and applicable state law. Interest will accrue on your existing loan until it is paid in full. Interest will accrue on your new loan beginning on the date the loan is funded.

Lower Your Payment Claim

Yearly payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a longer term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Approved applicants may receive a lower monthly payment. The monthly savings is a result of a longer term, lower interest rate, or both and is based on a comparison of your new loan with RoadLoans and your prior loan. Savings may vary and your savings may be different.