Blog > Recent Articles In Financing

GAP coverage insures vehicle owners' satisfaction
I had several customers tell me on one day recently that they are very excited RoadLoans offers GAP coverage. One customer told me a story about when she had a collision and totaled her vehicle. She mentioned that she was stressed out enough having to call attorneys, go to the doctor, deal with the insurance companies and everything else that comes with having a bad accident. But when she found out that the insurance company was only paying off a portion of what she owed on her loan, she was completely crushed. Can you imagine still owing thousands of dollars on a… Read More

A few steps to getting a good deal on new car or used car price
Poking around the Internet recently, we came across some ideas that seemed worth passing along to readers of The Open Road who are looking for a new car or used. The ideas are more straightforward than you might expect for such a large purchase. “Buying a new car doesn’t have to be a stressful (or wallet draining) experience,” writes Eric Peters in his story “Car Shopping Rules – 6 steps to get the best deal on new car prices” on AOL.com Autos. “Just be sure you follow the rules,” according to Peters. First, buy a car “when you don’t have… Read More

Road Trips and Restaurants: Eating your way across America
Road trips are about more than just getting from one place to another. Road trips are about the experiences along the way.  They are about the people, the culture and the food you encounter while traveling to your destination. If you haven’t stopped at a roadside diner or two, you’ve missed out on one of the best parts of driving the open road – tasting the colorful cuisine that defines different parts of the country. I know what you’re thinking. Most roadside restaurants are a little short on quality and low… Read More

Finding a new vehicle you can afford to purchase
When you want or need a new vehicle, you may be tempted to go out and buy something without counting the costs. But don't give in to temptation. Many people do not take the time to think about the additional costs associated with owning a vehicle such as:  How much you will have to spend on gas for the vehicle How high is the car insurance on this type of vehicle Are the maintenance costs higher on this vehicle compared to others in its class No one really wants to think about additional costs of ownership when you may just… Read More

We all want options when financing a new-vehicle purchase
Everyone wants options in life. We go to the grocery store, walk down the breakfast food aisle, and get tons of choices for cereal, for example. We all like options. How boring would life be if we only had one cereal to eat for breakfast, say Raisin Bran? We want to choose from Froot Loops, Life, Cheerios, etc. We want options! One of the largest purchases for most of us is buying a new or used car, truck or SUV. This comes in right behind buying a home. If you are going to take the plunge and purchase a new vehicle, you definitely… Read More

Bad credit car loans put new, used vehicles within reach
Bad credit can get in the way of car shopping. Sure, it’s easier to get to get a car loan if you have good credit, but not everyone has good credit. “Some estimates show that 25 percent of American adults are saddled with bad credit,” according to the website DMV.org. “Yet, thousands of these individuals manage to get car loans every day.” Those are the shoppers for whom RoadLoans is the answer. Having a less-than-perfect credit record, while a hurdle when you seek financing, should not prevent you from getting a car loan to purchase the new or used vehicle you want.… Read More

Infographic: 10 reasons we love a truck
The numbers for the March auto sales are out and things are looking up. Manufacturers such as Honda, Volkswagen, Chrysler, GM, Ford and others saw increases in year over year new car and truck sales. One vehicle line in particular, the Ford F-series, saw a huge spike in the amount of units moved. According to Kansas City Business Journal reporter James Dornbrook, the Ford F-series truck had “sales up 16.3 percent to 67,513 in March compared with a year ago.” Living in Texas, this hardly comes as a surprise. It seems like every month is “Truck Month” with dealers across… Read More

Tips for car buying
Are you trying to figure out your next steps in life? Just graduate from high school? First job? Having a baby? ... having another baby? Empty nester? Whatever your stage of life, you will most likely need to reevaluate your vehicle situation. So to help all of you with the next phase, here are 10 tips for car buying that you can use before you show up at the car dealership: Have someone with a good credit history co-sign the loan with you to help you get a better interest rate, which will in turn lower your monthly payments. Shop your price… Read More

Where to find help online for new car and used car shopping
The beauty of new car or used car shopping in the internet age is the amount of information at your fingertips. The trouble with car shopping in the internet age is, well, the amount of information at your fingertips. Sorting through all that online material can make the process of car shopping seem a lot more difficult – and a lot less fun. And it’s only worse if you don’t know where or how to start. But if you can get started and use some of the websites we found, the experience of shopping for a new car, or even… Read More

How to know if auto leasing or buying is right for you
Should I lease a car or buy one?  It’s a common question when consumers think of getting a new car. For some, leasing is a difficult call. It’s tantamount to renting an apartment. We have been conditioned, trained, brought up, if you will, to believe that the goal in life is to flat-out own everything you spend money on, right? Well, believe it or not, leasing a car can have its advantages, if you know what you’re doing. The same can be said for buying. Let’s take look at the pros and cons of leasing versus buying. The Pros Most… Read More