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How to buy a truck with bad credit

Pickup truck for purchase with bad credit
  Poor credit might feel like an extra load, but it doesn’t have to make buying a truck hard work. There are huge numbers of pickups on the road today, and not all of their drivers got behind the wheel with perfect credit scores. Here are some useful pointers for purchasing a truck with bad credit, including how to save time and money.*   1. Check your credit Credit score is a big factor in most auto lending decisions, both in terms of whether an application is approved and what rate may be offered. Your score is based in part… Read More
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Category: Bad Credit

That’s infotainment: Car owners rate best systems

Man using car infotainment system
  There’s plenty of choice these days, but which infotainment systems are best? Consumer Reports members can speak to that. First of all, Apple CarPlay and Android Auto trump built-in devices, although it’s close. Sixty-four and 59 percent of members said they were very satisfied with these respective options in a survey encompassing 60,000 vehicles. The same degree of satisfaction across automaker infotainment was 58 percent. For the smartphone-compatible systems, car owners highlighted the easy-to-use design of Apple CarPlay, while Google Assistant’s voice control was a particular strength of Android Auto – beating many built-in equivalents. Built-in systems, however, were… Read More
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Category: Car and Driver Tips

KBB’s best back-to-school cars are ‘safe, reliable,’ and $20K or less

Subaru Impreza sedan and five-door parked by trees
It’s back-to-school shopping season, and one of the largest items on the list could be a car. What sort of car it is will probably vary, depending on whether you’re approaching the purchase as a student or parent. As a student, you might be relishing the prospect of your very first vehicle and envisioning the coolest new ride in which to enjoy your independence. As a parent, you may be more concerned with safety and cost. Providing a meeting place between the two are Kelley Blue Book’s 10 best for the new school year. Handpicked by the editors, these vehicles… Read More
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Category: Car and Driver Tips, RoadLoans News

What is special financing and could it help me buy a car?

Driver behind the wheel thanks to special financing
  Special financing is a term often used to describe auto loans for consumers with bad credit,* which can include people who have been through bankruptcy or repossession, and those with limited credit histories. There are plenty of companies in the auto finance industry willing to accept applications for subprime loans, so if your credit is poor, there may be a lender ready to offer the financing that helps you get on the road. First of all, keep in mind vehicle loans for people in bad credit situations typically come with higher annual percentage rates than those offered to consumers with better credit. That’s how the… Read More
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Category: Bad Credit

Accolade after accolade: KBB names most-awarded cars, brands for 2019

Jeep Wrangler on mountain track
Winning an auto award is one thing. Winning time after time is another and suggests that vehicle, or brand, is seriously worth considering. Pricing and research site Kelley Blue Book is continually assessing the latest models and, as a result, has arrived at its most-awarded cars and car companies for 2019. The “best of the best” vehicles have racked up multiple accolades across categories including best buy, 10 best, 5-year cost to own, resale value and more. As such, they include a mix of car, SUV, minivan and truck options that could help you start or streamline your shopping list.… Read More
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Category: Car and Driver Tips, RoadLoans News

Beloved Beetle ends journey in Mexico

Beetle car drives across factory floor
  Out with the old, in with the new. Volkswagen has ended production of its famous Beetle in favor of a new compact SUV tailored to the North American market. The final model in a long line of Beetles rolled out of the production plant in Puebla, Mexico, last month, eight decades after the car’s beginnings in Germany, in 1938. First introduced to America in 1949 as the Type 1, some 21.5 million of the original Bug were sold worldwide as “The People’s Car” became a cultural icon. Nearly 5 million were purchased in the U.S. Reintroduced to a new… Read More
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Category: RoadLoans News

Why used cars offer ‘compelling alternative’ to new as average prices rise

Average car price, new vs used
  The average price of both new and used cars has risen steadily in recent years, fueled by America’s appetite for large and expensive SUVs and trucks. But while brand new and preowned vehicle prices have each been on the increase, the difference between the two is still significant. The average new-car price was $37,285 in June 2019, according to Kelley Blue Book. By comparison, the average used-car price was $20,200 for the first quarter of the year, Edmunds data shows. Over the last five years, new-vehicle prices have risen by more than $4,000, with prices for used going up… Read More
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Category: Financing

Finding an auto loan during bankruptcy

Finding an auto loan during bankruptcy
  When financial setbacks occur, bankruptcy is sometimes the best way forward. Life moves on and, for most people, a car is essential to that process. But can you get a car loan while in bankruptcy? It depends, in part, on the type of bankruptcy for which you’re filing. The two common forms of personal bankruptcy are Chapter 13 and Chapter 7.   Financing while in Chapter 13 bankruptcy Chapter 13 enables a debtor with a steady income to keep hold of property they might otherwise lose to the bankruptcy process. A plan is created to pay creditors all or… Read More
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Category: Financing

Can you get guaranteed auto loans for bad credit and no money down?

Can you get guaranteed auto loans for bad credit and no money down?
  There are times in life when your credit score is low yet a car purchase just can’t wait. Times, also, when you don’t have the cash at hand for a down payment. It’s not ideal but, fortunately, there are lenders willing to help many consumers in this kind of situation move forward. RoadLoans, an online, full-spectrum lender, is one of them. As every consumer’s position is different, we can’t offer a guaranteed auto loan for bad credit and no money down. We do, however, have great experience in working with customers who have bad credit,* and enabling them to… Read More
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Category: Bad Credit, Financing

Drivers reveal which safety features stopped them from crashing

Car with driver-assist feature on highway
  Whether it’s helping to avoid a startled deer or an unseen vehicle, advanced safety features are making a real difference, according to motorists. In a Consumer Reports survey of the owners of cars with driver-assist technology, 57 percent reported at least one feature kept them from crashing. Blindspot warning was most effective, with 60 percent of these owners saying the system helped to prevent an accident. Rear cross-traffic warning, forward-collision warning and front and rear automatic emergency braking also proved valuable. Findings from the study, which gathered information on 72,000 vehicles, along with an explanation of each feature are… Read More
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Category: Car and Driver Tips, RoadLoans News