As driver-oriented technology becomes a more significant part of the car experience, so too does the need for getting it right. Automakers are working hard at that, and it’s useful to know where they’ve done it best before splashing the cash on a new vehicle. J.D. Power’s Tech Experience Index Awards have whittled it down to seven models, based on the responses of more than 16,000 owners and lessees of 2019 versions at 90 days of ownership. These vehicles were either all-new or redesigned within the last three years, and assessed in categories including entertainment and connectivity, collision protection, comfort…
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Consumers who have established strong credit histories probably know they have a healthy chance of auto loan approval. For those with bad credit,* the situation may be less clear. Perhaps they’ve already been declined for financing, yet lenders offering guaranteed credit acceptance have caught their eye. In the end, the likelihood of driving away in a new set of wheels, and the price of their loan, depend greatly on which lender they picked. “Buy here, pay here” dealers often advertise approval guarantees Offers of guaranteed approvals often come from “buy here, pay here” dealerships, whether advertised online or…
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RoadLoans finances vehicles with up to 110,000 miles You may be able to get a high-quality used car at a great price A well-traveled car is a different proposition these days. Whereas once 100,000 miles was a long-haul benchmark, improvements in technology and reliability mean more cars are now built to go well beyond 200K. That’s good news if you’re in the market for a high-mileage vehicle. There are still some risks to such a purchase – not all sellers will be offering reliable models, for example – but online lender RoadLoans enables its customers to shop with…
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Can I get approved? When it comes to auto financing, it’s the big question, and auto lenders will consider a range of factors to provide you with an answer. Two, however, are typically most important – credit score and income. Credit score, firstly, is based in part upon your credit history, and those past experiences help a lender decide how likely you are to pay back a vehicle loan. Consumers with good credit habits are better placed to get a loan than those with bad credit, which is generally considered to be a score of 600 and below.* A…
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A quiet engine. A super-comfortable seat. Interior storage that fits your every need. These are just a few of the things that can form the overall car ownership experience and determine how happy a buyer is with their purchase. They’ve also been recorded to let shoppers know which vehicles provide most satisfaction. AutoPacific, an automotive marketing and product-consulting firm, asked 50,000 new car, truck and SUV owners for their feedback on 32 separate attributes, and let the results speak for themselves. Satisfaction guaranteed? The Nissan Maxima claims the luxury mid-size car satisfaction award for the…
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Going to college is one of the most memorable times in life, offering a new sense of freedom, new friends and studies that lay the foundations for a future career. Having your own car can help you enjoy that experience to the fullest, but what is the best way to pay for it? Even with the likelihood of little or no credit history behind you, car loans for students make sense when done right. What you’re looking for The aim is to qualify for an affordable loan amount and monthly payment while keeping interest costs down. You don’t…
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5 great opportunities to find a deal The best time to buy a new car might simply be when you need it most. But if your purchase is not urgent and maximizing savings is your goal, there are some dates on the calendar it certainly helps to know about. The following are all smart times to visit the dealership and shop for a deal. 1. Late in the month The last week and particularly the last weekend of the month are often when dealership staff need to sell the final cars that enable them to meet their sales…
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Steer past these potholes to reach the best deal on your financing Newcomers to auto financing, and even those who have financed before, can easily become smarter shoppers by learning from the mistakes of others. Here are five common car loan errors to avoid when buying a vehicle. 1. Not budgeting Spending thousands of dollars may not be something you can afford to do on impulse, so work out how much you can spend before getting dazzled by a shiny new vehicle. Consider what you might have as a down payment and trade-in allowance; budget what you can…
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You might think the pleasure of driving a sports car would mean clocking endless miles during the course of ownership. Not so. In fact, full-size utilities see much more of the road and are the vehicles we drive the most. These hardworking haulers have the highest average annual mileages in America, reveal data from iSeeCars.com, based upon the sale of 10-year-old vehicles. Their extra capacity to accommodate passengers and cargo, which makes them popular with families and businesses alike, is partly why, says the auto research site. Reliability, also, accounts for their high mileage. Spacious…
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When you need to finance a car with a credit score south of 600, you’ll be looking at an auto loan for bad credit.* As there are different sorts of poor credit, such as those caused by a discharged bankruptcy, no credit history or just late payments, the best option will depend on your own situation. That said, there are some general points that will help you find it. Overall, you’ll want a lender that’s easy to deal with, offers the greatest chance of approval and, if approved, gives you the most favorable terms on your loan. Read through…
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