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Where to find car dealerships that work with bad credit

Family and dealer beside vehicle at car dealership
  Among an array of car dealerships, how do you find one that lets you move forward with confidence when you have bad credit?* A little preparation is often the key that unlocks a smooth car-buying process and that feel-good purchase for years to come. Consider starting with an online auto lender, such as RoadLoans, that enables you to work out what you may be able to afford, apply for preapproval and connects approved applicants to trusted dealerships nearby. Here’s how RoadLoans empowers car shoppers and helps them find dealerships that work with bad credit.   From financing to finding… Read More
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Category: Bad Credit

Can a cosigner be removed from a car loan?

Woman signing paper to remove cosigner from car loan
  A cosigner can be invaluable when you need help qualifying for an auto loan but, as circumstances change over time, one or both parties may want to remove the cosigner from the arrangement so they can go their separate financial ways. For their part, the cosigner may no longer wish to bear the risk associated with guaranteeing the loan and the effects on their credit should the borrower default. The borrower, on the other hand, could have become more financially established and doesn’t need the assurance provided by the cosigner. In these situations, it’s often possible to remove a… Read More
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Category: Bad Credit, Financing

How an auto loan cosigner or co-borrower may help you get moving

How an auto loan cosigner or co-borrower may help you get moving
  If you’ve been denied vehicle financing because you have bad or no credit,* then an auto loan cosigner, or a co-borrower, may be what’s needed to get on the road and on with your life. Each may boost your chances of approval and, if approved, better your loan terms. And what a difference having your own transportation can make, whether it’s getting to college classes to further your education, getting to work on time and stress free, picking up the kids from school or taking a relaxing road trip wherever you choose.   Do I need a cosigner or… Read More
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Category: Bad Credit, Financing

10 best Hollywood chase scenes you really must catch

Car driving through trash in “The French Connection”
Some of the most memorable scenes on screen involve chases. Pulse-quickening car pursuits with danger at every turn. Imperial troops on the tail of rebels and smugglers in a galaxy far, far away. Man vs. plane, with everything at stake. Whatever the scenario, they captivate us with elements of surprise, stress, sometimes comedy, and always top-notch action. Here are 10 of the best chase scenes in Hollywood history for you to check out, and the fun trivia behind the epic entertainment.   Fast Five (2011)     The Fast and the Furious franchise is loaded with over-the-top car chases and… Read More
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Category: Entertainment

Reasons to shop for your next vehicle on Presidents Day

Woman sitting in new car
  If you’re buying a car this month then Presidents Day could be the time to do it. A range of deals including cash back and lower prices make a buyer’s dollars go further, and set them up nicely for the year ahead in their vehicle of choice. Deals are available on both new and used cars and, besides holiday weekend sales events, there are added reasons why you may be able to walk away with a sizeable saving. Auto dealerships could be more prone to sweeten deals if recent snow and cold weather have kept customers at home, while… Read More
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Category: Car and Driver Tips, Financing

How to get a subprime auto loan the right way

How to get subprime auto loans the right way
    Late and missed payments. A change in circumstances, such as bankruptcy or foreclosure. Even starting out as a first-time borrower. All of these things can cause bad credit and put certain financial services, like subprime auto loans, on your radar. As with many services, knowing what to look for will help you settle on the right option for your situation.   What is a subprime auto loan? A subprime auto loan is financing that’s extended to a customer with bad credit, and “bad” or “poor” credit generally is considered a FICO score around 600 and below by sources… Read More
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Category: Bad Credit

The car’s the star: Winners from the ‘Oscars of the auto industry’

Hyundai Kona utility vehicle
Hyundai vehicles are enjoying the limelight after picking up two out of three North American Car, Utility and Truck of the Year Awards. The Kona and Kona EV won best utility vehicle at the Detroit auto show while the Korean automaker’s luxury brand, Genesis, gathered the best car award for the Genesis G70. Known as the “Oscars of the auto industry,” these accolades are awarded by an independent panel of automotive journalists who make their decisions based on innovation, design, safety, performance, technology, driver satisfaction and value.     Hyundai’s Kona… Read More
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Category: RoadLoans News

Should you buy a car with a rebuilt title?

Man repairing car
  Cars with rebuilt titles can be worth thousands of dollars less than those with clean titles, and offer buyers attractive potential savings. But on the down side, there are also risks to taking this option, mainly involving safety. A vehicle typically ends up with a rebuilt title following a significant accident or flood that meant it was deemed a total loss by the insurance company, after which it was sold for repair or parts with a salvage title, rebuilt, and given its new certificate. Buying up these cars for repair and resale is common, but that’s not necessarily reassuring.… Read More
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Category: Bad Credit, Car and Driver Tips

How car repossession works

Car on tow truck
    Whether to get to work, school or the grocery store, the automobile is a necessity for most of us, and so too is the financing that helps pay for it. The road to vehicle ownership doesn’t always lie straight, however, and events like missed payments, or even trouble paying for repairs, can lead to repossession. If that happens, knowing about the repossession process will help you negotiate the way forward.*   What is car repossession? When you sign for a loan or lease, you commit to a contract that gives the creditor or lessor rights to the vehicle… Read More
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Category: Financing