Getting a car loan with bad credit really could be easier than you think
  You might think getting a car loan with bad credit* is a long and difficult journey. Poor credit can cause some bumps in the road but it’s still possible for many people in this situation to get auto financing that won’t break the bank.† Here are five easy-to-remember tips that may help you qualify for a loan.   5 Simple tips for getting a car loan with bad credit Be realistic about what vehicle you can afford and what a lender may be willing to finance. Consider a used car rather than a new one, and an older model… Read More

Back-to-school driving safety tips
  As millions of students prepare to head back to school, parents and students alike will be changing their morning routines including packing their bags, getting dressed, and driving over to school. Whether for a parent driver or a student behind the wheel, here are a few tips to consider for back-to-school driving safety.   Be aware and control your speed In the areas surrounding a school there are always many kids walking around, bike riders, and stop-and-go cars trying to drop their passengers off for school. With this craziness, driving quickly through these areas can be tricky and often… Read More

Top 12 songs to sing in the car
  Singing at the top of your lungs to a favorite tune as you cruise down the highway is one of the true pleasures of driving. Behind the wheel, master of your own destiny, or at least your next destination, and with the scenery flickering by, it can turn a good journey into a great one. To fuel more happy trips to come, we’ve put together a dozen recommendations from well-versed in-the-car-singers here at RoadLoans and parent company Santander Consumer USA. Check out what makes these tracks special and take our Spotify playlist for a spin!   https://open.spotify.com/user/roadloans/playlist/0TzeDkjefTVoYciSJ5O4AI   “Three… Read More

How much should a down payment on a car be?
  A down payment on a car will be a requirement from the lender in many cases, and can also offer the borrower significant benefits, so deciding what you may be able to pay up front is time well spent. Twenty percent has long been recommended for new-car purchases, largely to offset depreciation. As new cars depreciate by a fifth in their first year, covering this amount with a down payment helps prevent becoming upside down, when the borrower owes more than the value of the vehicle. Negative equity can lead to a number of problems. For example, if your… Read More

How much car can you afford?
  Run the numbers with our calculator to shop with confidence You want to buy a great car for your budget as well as for you, the driver. That’s a solid plan. And an easy one, right? There are plenty of commercials telling you how affordable it is to get into a new or pre-owned vehicle. Many of those may be good options but, wherever you go to buy your next vehicle, you’ll be able to do so with more confidence if you work out how much car you can afford yourself. If you’re financing the purchase, like most buyers,… Read More

What I learned when buying a car for my teenager
  Car shopping. Depending on your thoughts on the subject, it can be a thrilling, emotional, befuddling, comprehensive, satisfying, fun, (not so) fun experience. Often all of these things are felt as you move through the entire car-buying process. If you’re a teen driver looking for your first vehicle, I’d say the feelings lean more toward the thrilling and fun side of the emotional equation. Getting your initial set of wheels is an event that happens only once in your life, and more often than not, leads to a series of stories talked about for years. I recently reflected on… Read More

A summer road trip to The Big Easy
  The heat is on high, decorative beads hang from the trees, and the smell of fresh bread is in the air while the sun rises to the sound of jazz music. This is New Orleans in the summertime. No matter the temperature, locals and tourists ride on bikes or catch the streetcar to local eateries and the French Quarter. New Orleans is not only the place to be for the Mardi Gras in mid-February, but the perfect city to take the entire family on a summer road trip. While entering The Big Easy you can’t help but notice the… Read More

The 2015 Chrysler 200 is one of the best overall bargains identified by iSeeCars.com.
How does nearly new for half the price of new sound? If that’s appealing, take a look at the range of used-car bargains listed below, where depreciation has dropped the average price of many models by about 50 percent when they reach three years old. iSeeCars.com analyzed 4.1 million vehicle sales to discover the highest depreciating cars with the biggest potential savings, including the overall top 10 best bargains, vehicles under $20,000 and those among the popular SUV segment. The BMW 5 Series sedan, priced $30,846, offers the greatest reduction after 52.6 percent depreciation, while the top 10 includes five… Read More

The best states for your summer road trip, ranked by WalletHub
  Summer is in full swing and nothing adds to that sense of enjoyment like a carefree road trip. Near or far, mountain or coastal, or somewhere in between, there’s always a new place to go, different things to see, and reasons to be thankful you decided to fit in that break. But where to this time? WalletHub covered some ground to give you a hand. The personal finance website left almost no stone unturned as it compared the 50 states across 31 criteria to rank them for your road-tripping pleasure – those that are fun, scenic and wallet friendly.… Read More

The 10 most American cars – some of these may surprise you
  You might think you know an American car when you see it. But in a complex auto industry with parts sourced from all over the world, the badge on the front is only part of the story. These and other factors are taken into account in Cars.com’s American-made index, which ranks the most American 2018 model-year vehicles on the market. The Jeep Cherokee, put together with 72 percent domestic parts in Belvidere, Illinois, flies the flag in first place. And while the inclusion of such an iconic U.S. brand (though under the wing of European-based Fiat Chrysler Automobiles) may… Read More