All-wheel drive vehicle in snow
  The recent winter storms that hit large parts of the country may have you considering all-wheel drive (AWD) for your next vehicle. You may also be wondering just how much of a difference these systems can make, and if the added cost is worth it. The following pros and cons list should help with answers to those questions, but, firstly, it’s important to know that all-wheel drive is different from four-wheel drive (4WD), and how it differs. Without getting technical, AWD is a light-duty system typically found in cars and car-based SUVs, while four-wheel drive is a heavier-duty capability,… Read More

Man driving at night
  Tomorrow, Dec. 21, marks the shortest day of the year and, for drivers, less means more. More risk that is. Fewer daylight hours on the winter solstice and throughout winter result in extra nighttime driving and a higher chance of accidents. Serious ones, too. Figures from the National Safety Council show that vehicle death rates are three times higher after dark than in the day. Thankfully, there are many ways to protect yourself and your vehicle, and these tips will help you safely steer through the gloom.   1. Clean lights and windshields As visibility is a major challenge… Read More

Kia Telluride driven in snow
  When you’re drawing up a new-vehicle wish list with the best and brightest options for your drive, expert recommendations are a great place to start. Aiming to provide something for everyone, Kelley Blue Book’s 2020 Best Buy Awards offer 16 “sure bets” across categories that “resonate with the majority of car buyers.” Many of those categories are for SUVs, which this year expand to eight, while designated places are given to pure electric and hybrid vehicles. There’s also an award for the best new model,… Read More

Toyota Sequoia on racetrack
The RoadLoans blog provides articles on a range of topics. Auto finance, for sure, but also the wider car-buying experience, vehicle ownership and interests. The most-read blog posts of 2019 reflect that spectrum, albeit with a bias towards financing, from the longest-running vehicles to the basics of refinance. As the year enters our rearview mirror, here are the top 10 posts to date.     Longest-lasting vehicles: SUVs are way ahead Some vehicles just don’t like to quit – especially big SUVs. See the models and brands most likely to take you past 200,000 miles, as recorded by iSeeCars.com.  … Read More

Jeep Wrangler SUV in mountains
Buying a car is just the start of the ownership cycle. Having traveled where you need to go, there also comes time to sell and the chance to get some of your money back. At that point, certain vehicles hold significantly more value than others. According to iSeeCars.com, SUVs, pickups and sports cars are best, led by a pair of Jeep Wranglers. The auto research site analyzed close to eight million car sales and found that, whereas the average new car loses almost half its value in five years, the Wrangler Unlimited and two-door Wrangler give up just 30 and… Read More

Financing for first-time car buyers with no credit history
  You can still apply for a loan without an established credit history Down payment, co-applicant among ways to boost your application RoadLoans offers a quick and easy process for newcomers to financing   As a first-time car buyer with no credit or bad credit,* you might feel up against it. That’s understandable. Consumers with long and strong credit histories generally stand a better chance of getting financing from an auto lender, and may enjoy better terms and a greater choice of vehicles. But take heart. Many lenders are set up to work with first-time buyers, and guess what? Many… Read More

Holiday season car price tags
  Car buyers rejoice. Black Friday kicks off a season of holiday sales events that create one of the best times of year to shop. From the day after Thanksgiving through New Year, deals abound as automakers offer deep discounts on outgoing year models, dealerships make their own reductions, and both look to finish year-end sales on a high. Despite the abundance, it’s a good idea to plan your purchase so you can take full advantage. That way, you’re better placed to maximize the potential savings and make a smart choice for the seasons ahead. Here are six steps to… Read More

Vehicle with an upside-down car loan
  Being upside down on a car loan, when you owe more than the vehicle is worth, is a common problem for vehicle owners. On the downside, it’s easy to get caught out by one or more of the following: rapid depreciation in your car’s value; a small down payment; too long of a loan; a rollover loan; overpaying for the car, or add-ons bumping up the price. On the upside, there are several ways back to positive equity. Consider these options to reach a firmer financial footing.   Add to your monthly payments One solution to an underwater loan… Read More

Driver waving acknowledgement from car
  World Kindness Day, tomorrow, is all about making kindness the norm. Sending an uplifting text to a friend, for example. Or treating someone to a cup of coffee. Another suggestion, to be found at the Random Acts of Kindness Foundation website, is “letting that guy merge into traffic.” That’s right. Giving an inch and saying: “Hey, yes you, come on into my lane of traffic here. You’re welcome!” You could call that a common courtesy, or just following traffic law, but whichever way you look at it, acts like this make the world better for everyone. Here are six… Read More