Hyundai Kona utility vehicle
Hyundai vehicles are enjoying the limelight after picking up two out of three North American Car, Utility and Truck of the Year Awards. The Kona and Kona EV won best utility vehicle at the Detroit auto show while the Korean automaker’s luxury brand, Genesis, gathered the best car award for the Genesis G70. Known as the “Oscars of the auto industry,” these accolades are awarded by an independent panel of automotive journalists who make their decisions based on innovation, design, safety, performance, technology, driver satisfaction and value.     Hyundai’s Kona… Read More

Man repairing car
  Cars with rebuilt titles can be worth thousands of dollars less than those with clean titles, and offer buyers attractive potential savings. But on the down side, there are also risks to taking this option, mainly involving safety. A vehicle typically ends up with a rebuilt title following a significant accident or flood that meant it was deemed a total loss by the insurance company, after which it was sold for repair or parts with a salvage title, rebuilt, and given its new certificate. Buying up these cars for repair and resale is common, but that’s not necessarily reassuring.… Read More

Car on tow truck
    Whether to get to work, school or the grocery store, the automobile is a necessity for most of us, and so too is the financing that helps pay for it. The road to vehicle ownership doesn’t always lie straight, however, and events like missed payments, or even trouble paying for repairs, can lead to repossession. If that happens, knowing about the repossession process will help you negotiate the way forward.*   What is car repossession? When you sign for a loan or lease, you commit to a contract that gives the creditor or lessor rights to the vehicle… Read More

What is a car title?
    Learn about one of the basics of vehicle ownership Car titles are one of the fundamental parts of owning a vehicle, and knowing a little about them, and what details to look out for, will help you when it comes time to buy, sell or transfer ownership.   The certificate of title A car title is a document establishing the legal owner of a vehicle, whether a person or business, that’s issued by a state department of motor vehicles. It’s also referred to as a certificate of title or pink slip (as car titles in California were once… Read More

Car in palm of hand
  How to know lien from loan, and what to keep in mind when buying and selling a vehicle If you’ve been approved for a car loan then you’re likely to encounter the term “lien,” but the chances you’ll know what it means may not be so great. A lien on a car is like a safeguard for the lender or other interested party. When you take out an auto loan, a lien is created, which is a lender’s legal right to possession of the vehicle until the loan is repaid. That means if you default on the loan, like… Read More

Leaping college students on beach
  For many students, spring break, that American college tradition and much anticipated vacation, is the first opportunity in the year to plan a memorable getaway. Checking your spring break dates is the important first step in planning your own special trip, and we’ve included an extensive list of dates for universities and colleges across the United States at the end of this article. Scroll through to find your school, and start thinking about destinations.   Spring break month  In general, spring break month is February, March or April, depending on where you are in the country, and the specific… Read More

Tax refund for car purchase infographic
If you’re in the market for a new vehicle then you should know something about tax season: tax refunds and car loans are a good match.* That’s because refunds, which have averaged around $3,000 in recent years, can provide many approved buyers with a ready-made down payment on their next ride, or at least a useful chunk of it. In turn, that money down may drop their monthly payment and provide useful savings on interest charges. Take a look at the following infographic to see how a tax refund may be used to get a new or used vehicle in six… Read More

Car on leafy road
    Everyone needs a reset button in their lives from time to time, and for many consumers with bad credit,* fresh start auto loans are the button to press. Financial events like bankruptcy, repossession, job loss, medical bills, tax problems and legal issues can wreak havoc on a credit score, yet a second chance at auto financing enables customers to get the vehicle and mobility they desperately need, as well as rebuild their credit. Making a clean start may be much easier than you think. There are plenty of options for consumers with bad credit histories to seek another… Read More

Car next to dollar notes
Easy to make but not so easy to keep, about 80 percent of New Year’s resolutions fail by the second week of February, research tells us. So how can you maintain yours this year? If, like many, you’re aiming to spend less and save more, one option might be to apply for refinancing on your car. If approved for a lower monthly payment, and depending on terms such as APR, you’ve just received the green light to save cash every month for the duration of your loan – likely for the rest of the year and, perhaps, well beyond. As… Read More