How to find some of the best auto refinance rates

When talking about the best auto refinance rates, what’s most suitable for one person may be different to what’s best for another. So finding some of the best auto refinance rates for you depends on your own financial circumstances and aims, and what you’ll qualify for.

How to find some of the best auto refinance rates

Where to start and what to look for

Start off by reviewing your current auto loan details. These will include key pieces of information like loan balance, monthly payment and annual percentage rate (APR) which will act as reference points for potential refinanced car loans. Use an auto refinance calculator to experiment with what lower APRs might mean in terms of a new monthly payment and savings. Just enter the details for your current loan and then try entering terms for a new one to get an indication of those potential savings.

What might be a good rate?

See if you can find a rate that is a percentage point or more below your existing APR. If so, depending on how much you borrow, you may be able to save a decent amount of money each month on what you’re paying now. If you have poor credit then consider companies that specialize in bad credit auto financing, such as RoadLoans.* Compare any fees, limitations and restrictions with a refinanced loan and apply.

RoadLoans accepts applications from people with all types of credit, so when you’re looking for some of the best auto refinance rates for your situation, apply online at your convenience. The application is free and secure, takes minutes to complete and you’ll get a decision in seconds. If you’re approved, you may be on the way to some extra cash each month based on what you’re saving. And, of course you, can spend that as you wish.

Apply for auto refinancing today.


* “Bad” or “Poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

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