Blog > Recent Articles In Rob Looker

Reasons to get a pre-purchase vehicle inspection
  Is that used car you’re considering lightly worn or actually worn out? When you’re making a commitment that runs into thousands of dollars and miles on the road, it hardly seems worth taking the risk – for your finances or your safety. That’s why experts agree getting a pre-purchase vehicle inspection is one of the most important steps you can take before signing on the dotted line, especially if the car has no warranty. While a vehicle history report is an invaluable resource detailing services, any accidents and repairs and title status, having a trained mechanic inspect the vehicle… Read More

Snow-covered car and home
  The comfort and convenience of a car provides a wonderful means to wend your way through winter, but it’s easy to take its reliability for granted as you set off into the elements. Even modern cars appreciate some help to get through the season in good health, so here are seven ways to give your vehicle a hand.   1. Check your tires, and change if necessary After summer and fall, tires start to feel a little deflated at this cooler time of year, so check their pressure against the recommended levels located on the sticker in the door… Read More

A Honda CR-V sports utility
  How much of a premium do you place on reliability? If you’re looking for additional assurance on a used-car purchase or a less expensive alternative to a new car, a certified preowned vehicle (CPO) may be for you. The benefits of buying a car that’s typically been inspected, reconditioned and given an extended warranty come with a higher price tag than a non-CPO car, but rankings from iSeeCars can point you in the direction of the lowest premiums. Analysis of more than a million used cars of the 2015 model-year onwards compared this cost difference. It uncovered a list… Read More

6 reasons to be thankful for the automobile infographic
Where would we be without the automobile? Still at home, or being pulled along by a horse perhaps. This mode of transport has truly transformed the world and, while it’s not perfect, it’s given us a huge amount of choice and made our lives better in a variety of ways. In the season of Thanksgiving, here are six reasons to be thankful for the car.       Read More

Potential dollar savings from lowering APR
6 tips for getting a low rate and boosting your chances to save     Lowering the annual percentage rate of an auto loan is one of the best ways to save on vehicle financing and the total cost of buying a car. Take a look at the following approaches to see what may work best for you.   1. Check your credit reports and build credit Whether you want to save cash on financing for your existing car or get a low interest rate and APR to buy your next one, checking your credit position and building credit may… Read More

Buying a car out of state
    Buying a car out of state can be a good way to get hold of a model that’s thin on the ground in your area, or to pick up a bargain, but be prepared for some extra steps as you go about making a purchase. Principally, you’ll need to title and register the vehicle in your home state, pay your sales tax there, and check with your state’s department of motor vehicles before you buy for other requirements including emission standards and safety inspections. You’ll also want to plan ahead to ensure the vehicle meets your own needs,… Read More

Car terms to know when you're a first-time buyer
Talking about cars can get complicated at times, especially if you’re not familiar with the terminology. The following articles explain some automotive terms you may come across in different situations, from trading in a vehicle to getting a service. Click the headlines to learn more.     Car terms to know when trading in your vehicle Walk into the dealership with the confidence to negotiate a better deal by understanding the likes of “trade-in allowance,” an “upside down loan” and “rolling over.”   Car terms to know in the F&I office When you sit down to pay for your vehicle,… Read More

Ozark Mountains waterfall
  Having seen little of Arkansas but enough to want to see more, we set off for “The Natural State” looking forward to the great outdoors. Arriving at a secluded homestead in a valley of the Ozark Mountains several hours later, we immediately felt we’d got what we came for. The drive from the Dallas metroplex had got progressively more scenic as we crossed the Red River into Oklahoma, traveled over Lake Eufaula and the Arkansas River further north, then crossed into Arkansas before finding our way along the backroads. Now, my family and I sat back on the verandah,… Read More

Car insurance and GAP insurance payouts
GAP insurance is not for everyone, but if you’re financing a car, it could make all the difference. Guaranteed asset protection, to use its full name, is an optional product that protects your finances in the event your car is stolen or totaled in an accident. While car insurance will cover the market value of a vehicle, if you owe more than that on your loan, GAP insurance steps in to cover the rest and save you from delving into your own pockets.     Situations where GAP insurance is helpful Cars, as you may have heard, are depreciating assets… Read More

Credit scores run across a numerical range
  On a car-financing journey that naturally travels through a range of numbers, your credit score is a good one to start off with. Based upon your credit behavior compiled in your credit history report, it sums up in three digits your credit health, which gives you some insight on how likely you are to get financing and, if approved, how favorable those terms may be. The higher the number, the better your credit and, usually, the stronger your position. Consumers actually have more than one credit score because there are a number of credit scoring sources and models, and… Read More