Car loans in Ohio

Rejoice! You Can Apply for a Car Loan in Ohio!

Ohio Auto Loans

At RoadLoans, we want to help you find the right car with the right financing in one hassle-free process. From Columbus to Cleveland, it takes only a few minutes to apply for a car loan in Ohio at The online application is free, secure, and you’ll receive an instant decision.

If approved, we’ll provide you with multiple loan offers tailored to your needs. Just select the offer that works best for you, download the loan documents and visit the preferred dealership highlighted inside. Alternatively, use our dealer locator to find another option nearby and shop for your dream ride the same day.

We work with trusted auto dealerships that are able to show you select new and used cars, trucks and SUVs meeting our exacting standards for age, mileage and financing, so you can choose a model with confidence. And with your loan documents in hand, you’re free to negotiate a great price already knowing your financing is arranged.

Refinance for Better Loan Terms

Are you looking to save money on your current note? Apply for refinancing with RoadLoans and you may be able to enjoy a more affordable payment, savings on interest charges and even skip a car payment for up to 60 days. Learn more here. Select the refinance option on our application page and see if you can get a fresh start on your car payments.

Apply For Auto Financing

All Credit Types Can Apply


As a full-spectrum lender, RoadLoans accepts applications form people with all credit types, including bad credit,* no credit, even those who have been through bankruptcy and repossession. We’re the online lending platform of national auto lender Santander Consumer USA, and have years of experience helping customers with all kinds of credit history get on the road and move forward. If you have any questions about financing a car during or after the application process, our knowledgeable loan specialists are available to help at (888) 276-7202, and through our online chat service.

Apply for a car loan with RoadLoans.

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* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.