About Us

Welcome to RoadLoans

You’ve arrived at the right place.
We’d love to tell you more about what we do. RoadLoans is the online, direct lending division of Santander Consumer USA, providing auto loans and refinancing to customers across the United States.

As a direct-to-consumer lender, we cut out the middleman enabling car buyers to apply for financing online and, on approval, shop for a vehicle the same day. And we’ve been doing that for some time, since we were established in 2000.

We accept applications from people with all types of credit and that’s what makes us tick. It’s about making a difference, and unlocking opportunities, with an approach that’s simple and fair.

Learn more about RoadLoans
RoadLoans – Auto Financing

Our Story

RoadLoans was established in 2000 by Triad Financial Corp., owned by the Ford Motor Credit Co., and was sold to an investment group in 2005. RoadLoans was purchased by Santander Consumer USA Inc. as its direct lender in 2009, and has continued to grow as a leader in its field.

Santander Consumer USA Holdings Inc. is a consumer finance company focused on vehicle finance and third-party servicing, and is listed on the New York Stock Exchange (NYSE: SC). It has more than 2.5 million customers across the credit spectrum.

Dallas-based RoadLoans and SC are both part of Santander Group, one of the largest banks in the world by market capitalization.

Your Story

We’re good at auto finance, and our customers agree. Take a look at some of the hundreds of reviews collected by Trustpilot.

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Based on 1317 reviews.
1
Do the Right Thing……… I was able to get a car 9/27 after traveling 100 miles and being turned down by 5 dealerships. I witnessed the loan structuring process, I thought everything was perfect. I signed and drove away. I then receive a call 10/09 from dealership saying paperwork expired 10/06 and new is needed. I reapplied and was…
1
I have dealt with Roadloans for many… I have dealt with Roadloans for many years. The deals are complete nightmares. There is a acquisition fee that the dealer has to pay in order to do the deal. When you tell the customer about this fee, they think that you are trying to rip them off. When the customer calls RoadLoans, they tell…
1
I never applied for a loan I never applied for a loan. Data mining info from people
5
Fantastic experience! Fantastic experience!! My representative was extremely helpful, and made the process much smoother than I anticipated. I highly recommend this company for anyone doing a lease buyout or purchase. Thank you, Lyra Bree Hewitt!!

Relationships Matter

RoadLoans has strong relationships with auto dealers and operates a preferred network of more than 14,000 dealerships across the United States, where approved auto loan applicants have the chance to shop for quality vehicles, and dealers can receive consumer leads and financing for customers.

RoadLoans has also formed close partnerships with key players in the auto industry, including Autotrader, Cars.com, E-Loan and LendingTree.

Learn more

Companies we work with:

Cars.com Lendingtree Carmax