Car Loans in Montana

Rejoice! You Can Apply for a Car Loan in Montana!

Montana Auto Loans

Shopping for car loans in Montana has never been easier, and you’ve come to the right place to get started.

Not only does RoadLoans accept applications from people with all types of credit, including bad credit,* but our process is quick and simple, too. It takes only a few minutes to complete our online application, whatever part of Big Sky Country you’re in, whether it be Billings or Missoula, and whether you’re at home, work or using a mobile device while on the go.

On completion, you’ll get an instant loan decision and, if approved, multiple offers designed to meet your unique car-buying needs. Select an offer, print you loan documents and celebrate just how easy car loans in Montana can be. You can now visit the preferred dealer listed in the loan documents, or use our dealer locator to find another option nearby, and shop for a vehicle already knowing the terms of your financing.

We work with a network of dealers across the U.S. who are able to show our customers select cars meeting our standards for age, mileage and financing, for a no-hassle car-shopping experience.

Apply For Auto Financing

Refinance Your Current Loan


Are you looking to refinance your existing car loan for terms better suited to your situation? Our auto refinancing process is just as simple as our process for financing a vehicle purchase. We accept applications for both traditional and cash-back refinancing that, if approved, may enable you to lower your monthly payment and interest rate, or get a cashback sum to spend as you wish.† Learn more here.

Apply for an Instant Loan Decision

Whether you’re looking for a car loan in Montana to purchase your first vehicle or your tenth, or you want to refinance your current note, apply with RoadLoans and get an instant decision. We’re part of leading auto lender Santander Consumer USA, and have years of experience helping customers get behind the wheel of the right vehicle.

Get Started Here

* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.