Car Loans in Massachusetts

Rejoice! You Can Apply For a Car Loan in Massachusetts!

If you’re looking for competitive rates on new or used car loans in Massachusetts, apply online with a leading lender. Whether you’re in Boston or Worcester, RoadLoans accepts applications from consumers across the Bay State, and with all types of credit, including bad credit.*

As a direct lender, we make the auto financing process easy. You can complete our one-page application in a few minutes, whenever it suits you, and get an instant decision. There’s no waiting around for hours. If approved, you’ll have up to 30 days to shop for the right car, truck or SUV for your needs. On the other hand, you may want to print off your loan packet immediately and shop the very same day.

The RoadLoans experience doesn’t stop at financing. We have close relationships with a network of dealers across the country, and you’ll find the address of a recommended dealership near you within your loan documents. At the dealership, the staff will be able to show you select, high quality cars meeting our standards for age, mileage and financing, for an easy car-shopping experience.

If you want to refinance your existing car loan in Massachusetts, consider RoadLoans’ auto refinancing products. If approved, there may be options to lower the monthly payment, lower the interest rate, or even get cash back right away.† Learn more here. That’s the kind of deal that’s worth considering.

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All Credit Types Can Apply

Interest rates go up and down over time, and they may also vary from place to place within a single state. Whatever type of credit you might have, and whatever part of Massachusetts you live in, shopping around with different lenders could give you an idea of the rates and terms that may be available to you.

At RoadLoans, we’re able to offer approved applicants competitive car loan rates for their individual situations. We will also provide a free copy of their credit report upon request. Once they’ve purchased their car and are up and running, there are no prepayment fees, so RoadLoans customers can pay off their vehicle as fast as they like.

If you’re getting ready to apply for car loans in Massachusetts, remember, there’s a right way to go about it. RoadLoans is a trusted lender that accepts applications for both car loans and refinancing from consumers with all types of credit, so apply now for an instant decision.

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* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.