Car Loans in Kentucky

Rejoice! You Can Apply For a Car Loan in Kentucky!

Getting around the beautiful state of Kentucky can be so easy behind the wheel of your own car. And when it comes to shopping for a vehicle and financing, bear in mind that, like most things in life, it helps if you work with the right people.

So whether you need a set of wheels for a new job in Lexington or to see friends in Bowling Green, consider applying for financing with RoadLoans. We accept applications for car loans in Kentucky from consumers with all types of credit – including bad credit.*

There’s the long process of car shopping, and then there’s RoadLoans. As an online lender, our process enables you to apply in a few minutes and get a loan decision in seconds. If approved, you’ll be able to take up to 30 days to shop for a car, or shop the very same day.

At RoadLoans, we want to ensure you find the right car, so we’ll recommend approved dealers in your area with quality vehicles within your price range. We work with a network of dealers who are able to show our customers select new and used cars, trucks and SUVs meeting our standards for age, mileage and financing, so you can shop with confidence.

If you have an existing car loan that you would like to refinance, apply with RoadLoans. If approved, there may be options to lower your interest rate, your monthly payment or get cash back.† Learn more here. That’s just the kind of deal we like to offer.

Apply For Auto Financing

All Credit Types Can Apply

Interest rates can rise and fall over time, and they may also vary from place to place within a single state. For instance, there might be a difference between rates available in Owensboro and those in Elizabethtown. By shopping around for car loans with different lenders, you could get an idea of the rates and terms that may be available to you, in your part of Kentucky.

RoadLoans accepts applications from people with all credit types, and we’re able to offer approved applicants competitive car loan rates for their individual situations. We also provide a free copy of their credit report upon request. In addition, we don’t charge prepayment fees so our customers can pay off their car as fast as they like.

If you’re thinking about car loans in Kentucky, it makes sense to go with a trusted lender. Whether you need to buy or refinance a vehicle, apply at and you’ll be dealing with a leading auto lender with years of experience.

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* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.