Car Loans in Indiana

Rejoice! You can apply for a car loan in Indiana

Indiana is known as the crossroads of America, and when it comes to car loans, there are numerous ways to go. Choosing the right lender, however, means you’ll be heading in the right direction.

Shopping for a new or used car loan, or refinancing on an existing vehicle, can be convenient and fast if you start at RoadLoans. In a matter of minutes you can have the simple online application finished and receive your loan decision within seconds. Easy. If approved for a car loan, you’ll be able to take up to 30 days to shop for a car, truck or SUV, making it a no-stress experience.

However, with RoadLoans, your approval isn’t the end of great service. We guide every customer to approved dealers in their area with a selection of quality vehicles that suit their needs. We work with dealers who are able to show you select models meeting our standards for age, mileage and financing, so that you can shop with confidence.

If you want to refinance a car in Indiana, take a look at the possible options at RoadLoans, too. If approved, you may be able to lower your interest rate, your monthly payment or get cash back.† Learn more here. That’s a deal we think anybody can appreciate.

Apply For Auto Financing

All Credit Types Can Apply

Interest rates can go up and down over time, and you might also find they vary from place to place within a single state. By shopping around for car loans with different lenders, you could get an idea of the kind of rates and terms that may be available to you, in your part of Indiana, and with your type of credit.

RoadLoans accepts applications from people with all credit types, including bad credit,* and is able to offer approved applicants competitive car loan rates for their individual situations. We even provide a free copy of their credit report upon request. In addition, there are no prepayment fees at RoadLoans, so our customers can pay off their car as fast as they like.

If it’s time to shop for a car loan or refinancing in Indiana, whether you’re based in Indianapolis, Fort Wayne or beyond, apply online with RoadLoans. We’re the trusted, direct-lending arm of Santander Consumer USA, and have years of experience working with people with all types of credit.

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† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.

* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press), Bankrate.com, Credit.com, Investopedia, NerdWallet.com and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by RoadLoans.com and Santander Consumer USA.