Car Loans in Illinois

Rejoice! You Can Apply For a Car Loan in Illinois!

Car loans in Illinois can be as easy as crossing the river, if you’re working with the right lender. If you have friends in Chicago and family in Aurora and spend your time back and forth between them, it’s more enjoyable in your own car. Fortunately, RoadLoans accepts applications from people with all types of credit, even those with bad credit,* so you can start loan shopping now.

Applying with RoadLoans really is one of the easiest ways to do it. The one-page, online application takes only minutes to complete and you can receive an answer in seconds. If approved for a car loan with us, you’ll be able to shop with the confidence of a cash buyer, loan voucher in hand, and take up to 30 days to choose your vehicle.

Your approval isn’t the end of great service. RoadLoans guides every customer to approved dealers in their area with high quality vehicles that suit their needs. We work with dealers who are able to show you select vehicles meeting our standards for age, mileage and financing.

When it comes time to refinance a car loan in Illinois, take a look at the available options with RoadLoans. If approved, you may be able to lower your interest rate, your monthly payment or get cash back.† Learn more here. That’s a deal worth considering.

Apply For Auto Financing

All Credit Types Can Apply

Interest rates can go up and down over time and may also vary from place to place within a single state. Shopping around for car loans with a number of lenders could give you an idea of the rates and terms that may be available to you, in your part of Illinois, and with your type of credit.

RoadLoans is able to offer approved applicants competitive car loan rates for their particular situations. We even provide a free copy of their credit report upon request. In addition to that, prepayment fees are a thing of the past at RoadLoans, so customers can pay off their car as fast as they like.

When the time comes to think about a new or used car loan, or to refinance your current vehicle, you don’t need to worry. RoadLoans is a trusted lender ready to accept applications from people with all credit types across the Prairie State.

Get Started Here

* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.