Car Loans in Idaho

Rejoice! You Can Apply For a Car Loan in Idaho!

When you’re trying to get from Boise to Nampa, you may find it’s a whole lot easier behind the wheel of your own vehicle. But finding financing to purchase a car can be stressful if you’re not working with the right people.

Thankfully, companies like RoadLoans accept applications from consumers with all credit types, including bad credit.* So when you’re looking for car loans in Idaho, RoadLoans is there for you.

If you show us a website where you can apply for a car loan or to refinance an existing loan, where you can complete the application in just minutes and get an answer in only seconds, we’ll show you RoadLoans. If you are approved for a car loan, you’ll have 30 days to shop for a vehicle.

The RoadLoans experience doesn’t stop at financing, though – we want to help you find the best car for your needs. We’ll recommend local, approved dealers with new and used cars that are right for you. To make sure that each customer is satisfied, RoadLoans works with dealers who are able to show them select vehicles meeting our standards for age, mileage and financing.

If you want to refinance a car loan in Idaho to get terms better suited to your situation, there may be options available with RoadLoans to receive cash back, or even lower your rate or monthly payments.† Learn more here. With deals like this, there’s no reason to wait.

Apply For Auto Financing

All Credit Types Can Apply

Interest rates go up and down over time, and they may also vary from one place to another within a single state. Whatever type of credit you have, shopping around for car loans with a number of lenders could give you an idea of the rates and terms that may be available to you, in your part of Idaho.

RoadLoans is able to offer approved applicants competitive car loan rates for their individual situations. We’ll even provide a free copy of their credit report upon request. And here’s something else you might like to know; prepayment fees are a thing of the past at RoadLoans, so customers can pay off their car as fast as they like.

When you’re looking for car loans or refinancing in the Gem State, you don’t need to worry. All credit types can apply online with RoadLoans, the direct-lending platform of Santander Consumer USA. Apply now for an instant decision.

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* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press), Bankrate.com, Credit.com, Investopedia, NerdWallet.com and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by RoadLoans.com and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.