Online Auto Loans


Enjoy the speed and convenience of online car loans.

With so many auto finance options available, getting online can make shopping for that finance a breeze, and it may save you money. There’s a whole world of information at your fingertips: comparison shopping online enables you to easily search for a new or used car loan, or refinancing, that best suits you. What’s more, many providers of online auto loans offer a process with several advantages.

online auto loansThe Benefits of Online Car Loans

  • Fast application forms and instant auto loan decisions – no long handwritten applications and waiting days for a reply. Quick and easy.
  • Qualified applicants can be pre-approved for vehicle financing from home, work, or on their mobile phone.
  • That means no surprises: they can shop at the dealership with the confidence of a cash buyer, already knowing the terms of their loan approval.

The Process

Lenders of online car loans often provide valuable information on their websites to help with your vehicle purchase. For example, you can work out your budget and use handy finance calculators to estimate just how much vehicle you can afford, what your monthly payment may be, or how much you might save by refinancing.

Applying for online auto loans and refinancing is easy, and lenders like RoadLoans accept applications from people with all credit types, including bad or no credit.

RoadLoans will send you a decision by email. If approved, it will contain multiple offers for your unique car buying needs. Simply download and print your loan documents and make tracks for the dealership to shop for your new vehicle.

With RoadLoans, you can visit one of our preferred dealers near you, recommended during the application process, or a dealership of your choice.

Our preferred dealer network covers thousands of dealerships across the United States providing excellent customer service, with vehicles meeting our financing requirements and standards for age, mileage and value.

As a leading online auto lender with more than 15 years’ experience, RoadLoans has helped thousands of car buyers purchase the new and used vehicles they want.  

Try auto financing in the fast lane.

Apply for online car loans and auto refinance with RoadLoans.

Get Started

New Car Loans

New Car Loans

Discover how to approach new car loans, and whether you qualify. Learn More
New Car Loans

Used Car Loans

Buying a used vehicle? Know the process for used car loans. Learn More
New Car Loans

Auto Refinancing

See if you can save money on your current auto loan by refinancing. Learn More

Questions about vehicle financing?

Here are the answers to questions we’re commonly asked at RoadLoans.

How do I know my application is secure?
The information you submit in your RoadLoans credit application is protected and encrypted along the way. Our certificate is issued by the Secure Server Certification Authority/VeriSign.
When should I apply?
You should submit your secure online application to RoadLoans when you are ready to buy a car. You will receive a loan decision via e-mail. Approvals are valid for 30 days.
How much should I apply for?
We recommend researching the price of the vehicle you are looking to purchase. Remember to apply for greater than the actual value cost of the vehicle, to allow room for tax, title, licensing, and other value-added products such as GAP or an extended service contract.
Can a co-borrower be part of the loan?
Yes. We may be able to include an additional borrower on the loan.
Can I buy a vehicle out of state?
Yes. But the dealership must be willing to finance the taxes from the buyer’s state. Visit our FAQs page for more vehicle financing answers, or call our toll-free customer service number at (888) 276-7202.  

Apply for a Car Loan Online

Apply for a Car Loan
online auto loans