Car loans in North Dakota

Rejoice! You Can Apply for a Car Loan in North Dakota!

With a quick process and flexible loan terms, RoadLoans makes finding and financing the right car easy.

As an online lender, we accept applications for car loans from drivers across North Dakota, and connect approved applicants to trusted dealerships able to show them select new and used vehicles meeting our standards for age, mileage and financing.

It only takes a few minutes to complete our one-page application and you’ll get an instant loan decision – there’s no waiting around. If approved, we provide multiple offers designed to meet your unique car-buying needs. That gives you the chance to choose the best option and visit the dealership already knowing the terms of your financing, so you can shop like a cash buyer. Just download the loan documents and visit the preferred dealership that’s listed inside. With RoadLoans, you can apply, shop and drive the same day.

Refinance for a Better Loan

Do you feel like you’re paying too much on your current note? Apply for refinancing to see if you can better your terms with a more affordable monthly payment, lower interest rate, or both. If approved, you may also be able to skip a car payment for up to 60 days. Learn more here.

All Credit Types Can Apply

There’s no reason you can’t shop for the best deal on a car loan, whatever type of credit you may have. As the direct-lending arm of Santander Consumer USA, we have years of experience providing car loans to customers across the credit spectrum – including those with bad credit* – enabling them to get on the road and on to what’s next. Even if you’ve been through bankruptcy, repossession or credit counselling, you can still apply for a car loan in North Dakota with RoadLoans. If approved, you’ll enjoy the high levels of service you’d expect from a leading lender. And, once you’re up and running, there are no prepayment penalties so you’re free to pay off the contract early if you wish.

* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press), Bankrate.com, Credit.com, Investopedia, NerdWallet.com and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by RoadLoans.com and Santander Consumer USA.