Car Loans in New Jersey

Rejoice! You Can Apply for a Car Loan in New Jersey!

New Jersey Auto Loans

If you’re looking for flexible financing options on a car loan in New Jersey, think about choosing a leading lender that puts its customers first.

The RoadLoans approach to financing is built around what’s right for you. We accept applications from people with all types of credit, for both new and used car loans, and provide instant loan decisions to help prevent the car-shopping process from stalling. Approved applicants receive multiple loan offers customized to their unique situations, and the choice to select the best fit.

If approved, make your selection then go ahead and shop the same day. Simply download the documents and take the loan packet to the preferred dealership listed inside, or choose another dealership with our dealer locator tool. Alternatively, you can take your time as our approvals are valid for up to 30 days. Whichever route you take, your RoadLoans preapproval enables you to turn up at the dealership with the confidence to negotiate a great deal.

Besides new and used car loans in New Jersey, we also provide auto refinancing. The online application process is just as easy and, if approved, you may be able to enjoy a lower monthly payment, reduced interest rate and APR, even cash-back to spend as you wish.* Learn more here. Apply for refinancing and see if you can better your loan terms.

Apply For Auto Financing

All Credit Types Can Apply

New Jersey

Credit scores can vary over time as you take your path through life. As a full-spectrum lender, RoadLoans provides car loans to customers in New Jersey with all types of credit, including bad credit,† no credit history, and those who have gone through bankruptcy or repossession. Each customer receives the same high levels of service from our knowledgeable loan specialists regardless of their credit history.

So, whatever end of the credit spectrum you’re at, and whether you’re looking for car loans or refinancing in the Garden State, apply online with RoadLoans. It takes just a few minutes and you’ll receive an instant loan decision.

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* States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.

† “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press), Bankrate.com, Credit.com, Investopedia, NerdWallet.com and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by RoadLoans.com and Santander Consumer USA.