Car Loans in Maryland

Rejoice! You Can Apply For a Car Loan in Maryland!

Car loans in Maryland can be a fantastic experience when you’re dealing with the right lender. Getting from Cumberland to Baltimore and around the Old Line State is more fun behind the wheel of your own vehicle, and if you’re trying to get financing, make RoadLoans your first stop. We accept applications from people with all types of credit, including bad credit,* and we’re an auto lender with years of experience.

Whether you are looking for a new or used car loan or refinancing, our process is simple and centered around you. You can complete our online application in minutes from work, home or on the go, and get an instant decision. If approved for a car loan, you will have up to 30 days to buy the car that best suits you.

We’ll also help with the next steps in your car-buying process by recommending approved RoadLoans dealers nearby. We work with quality, friendly dealerships in Maryland that are able to show you select models meeting our standards for age, mileage and financing, for a smooth, satisfying shopping experience.

If you want to refinance a vehicle in Maryland, apply with RoadLoans for a quick decision. If approved, there may be options to lower the monthly payment, lower the interest rate, or even get cash back right away.† Learn more here. What would you do with extra money in your pocket?

Apply For Auto Financing

All Credit Types Can Apply

Interest rates go up and down over time, and they may also vary from city to city within a single state. Whatever type of credit you might have, and whatever part of Maryland you call home, shopping around with different lenders could give you an idea of the rates and terms that may be available to you.

At RoadLoans, we’re able to offer approved applicants competitive car loan rates for their circumstances. We also provide them with a free copy of their credit report upon request. Once they’ve purchased their car and are up and running, there are no prepayment fees, so RoadLoans customers can pay off their car as fast as they like.

So, if you’re in Maryland, car loans don’t have to be a big hassle. As a direct-to-consumer lender that prides itself on great customer service, RoadLoans makes auto finance easy. Apply with a leading lender for an instant decision.

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* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press), Bankrate.com, Credit.com, Investopedia, NerdWallet.com and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by RoadLoans.com and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.