Car Loans in Florida

Rejoice! You Can Apply For a Car Loan in Florida!

When it comes to car loans in Florida, the chances of getting it right first time are greater if you work with the right people. Getting all the way from Jacksonville to Miami is simple with a car or truck but, if you’ve got bad credit,* it can feel like you’re up a creek without a paddle. Having credit problems won’t necessarily stop you from getting the transportation you need, though.

Do you have credit problems? RoadLoans may be able to help. We’re an online, direct-to-consumer lender that accepts applications for car loans in Florida from people with all types of credit. If you show me a website where you can apply for a car loan or to refinance an existing loan, where you can complete the application in minutes, and get an answer in seconds, I’ll show you RoadLoans. If approved for a car loan, you will be able to take up to 30 days to shop for a car. Alternatively, you may want to go to a dealership the same day.

The RoadLoans experience doesn’t stop at financing. We will give you information on local, approved dealers with cars that are right for you. RoadLoans’ dealers will be able to show you select vehicles meeting our standards for age, mileage and financing. We can connect you to quality vehicles with a simple process.

If you’re applying to refinance a vehicle in Florida, there may be options available to get cash back, a lower rate, or to pay less every month.† Learn more here. When a deal like that comes along, it’s time to sit up and take notice.

Apply For Auto Financing

All Credit Types Can Apply

Interest rates rise and fall over time, and they may also vary across parts of the same state. Shopping around for car loans with different lenders may enable you to get an idea of the kind of rates and terms that are available to you, in your part of the Sunshine State.

Remember that RoadLoans gladly accepts applications from people with all credit types, including poor credit, and is able to offer approved applicants competitive car loan rates for their individual situations. It even provides a free copy of their credit report upon request. Prepayment fees are a thing of the past at RoadLoans, so customers can pay off their vehicle as fast as they like, too.

So, now you know who to turn to when you are ready to shop for car loans in Florida. It’s time to apply at and see how great it can be to deal with a leading lender.

Get Started Here

* “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),,, Investopedia, and others. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.

† States eligible for cash-back include: AL, AZ, CA, CO, DE, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MN, MO, MT, NY, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY.