What RoadLoans’ place within one of the world’s largest banks means for our customers


When choosing a lender for a major purchase such as a car, besides finding the right loan terms, you’ll probably want a company that offers a smooth, easy process, and is one you can trust.

RoadLoans ticks each of these important boxes for customers and part of the reason is that we’re an established, forward-thinking lender, and a part of one of the largest banking groups in the world.

We’re the online, direct-lending platform of Dallas-based auto lender Santander Consumer USA (SC), which in turn is under the umbrella of Spain’s Banco Santander, the world’s 16th largest bank by assets, and named “Global Bank of the Year” in 2017 by The Banker magazine.

Our place within Santander means we have a wealth of expertise, resources and experience that goes into the consideration of every auto loan application we receive, the terms offered to customers, and how each retail installment contract is serviced by SC. Whether it’s a new or used car loan or a refinanced loan, millions of drivers across the U.S. rely on financing from RoadLoans and SC to give them the mobility and freedom to make life go smoothly.


How we provide a straightforward, no-hassle car-buying process

If you’re currently looking for financing, take a few moments to apply securely at RoadLoans.com and get a decision in seconds. As a full-spectrum lender, we accept applications from people with all types of credit and provide the same high levels of service regardless of credit score.

If approved, you’ll receive multiple loan offers tailored to meet your unique car-buying needs. Simply select the offer that suits you best, print your loan documents and visit the preferred dealership listed inside. We work with 14,000 trusted auto dealerships across the country able to show customers select, high quality new and used cars meeting our standards for age, mileage and financing.

Preapproved financing enables RoadLoans customers to shop for a car already knowing just how much they have to spend, so they can make a purchase with the confidence of a cash buyer and negotiate a great deal.

As a leading auto lender, we also work with some of the biggest names in the industry to make car shopping even easier. They include auto marketplace Cars.com; CarMax, one of the nation’s largest used-car retailers, and LendingTree, the online lending exchange.

To learn more about RoadLoans, have a look at “About Us,” and read our “Car Loans” and “Auto Refinance” pages for more information about our loan products.


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