Before my oldest son enrolled in kindergarten, I was clueless about the ways of the carpool lane. I lived blissfully ignorant of the competitive, unpredictable waters that must be navigated just to deliver said kindergartener to school. So for you unknowing pre-schooler parents, be forewarned! This winding line of shiny SUVs, wagons and the occasional truck can easily be underestimated. The drivers wield their own brand of tunnel vision. They will park crooked, blocking oncoming traffic, step out of the carefully organized line, just to find their child and be on their merry way. A space between cars in a… Read More

Getting refinancing for your car loan can sound complicated. If you are looking for an auto car loan quote refinance, you could spend hours and hours driving around town trying to find the right lender. Or you can simply go online and find the right finance company that will give you the best rate. It's really up to you, but you will save lots of time doing the latter instead of the former. There are lots of ways to get an auto car loan quote. Refinance companies are always willing to make you an offer, as long as you're willing… Read More

There's a big difference between "auto loan modifications" and "auto refinance loans." While a loan refi is generally done by a consumer when he or she finds they can get a better deal on an auto loan, a loan modification is something that only happens when the borrower is having real trouble making auto loan payments. So they're two very different things. We'll focus on auto loan modifications and explain how they work and what benefits they might have. The idea behind auto loan modifications is pretty simple. Lots of people are having trouble in today's economy. Unemployment is high,… Read More

Sooner or later, most people end up needing a vehicle. And since cars tend to be expensive, most people finance them through used car loans. There are plenty of ways to go about getting financing for the vehicle you need, and each can be a positive decision based on your own personal situation. Buying a used car is a big decision, but deciding to buy used as opposed to new is a smart choice. New cars have their advantages, but they are arguably over-priced. If you compare the cost of a new car versus the cost of a comparable used vehicle, the choice… Read More

If you're starting the process of shopping for a vehicle, chances are you'll be using an auto loan finder to help you locate the right financing for your vehicle. There are lots of options and places to go when it comes to getting a loan to buy that car or truck of your dreams (or even just to get the basic transportation you need to get to work and back). Starting with an auto loan finder is good because it helps you track down a lender that will work with you. The key to financing is finding the right lender.… Read More

Why Go With an Online Auto Loan With so many banks around, why would anyone go and get an online auto loan? There are a couple of very good reasons that are worth paying attention to. If you haven't already tried using an online lender, and you're currently shopping for a new or used vehicle, maybe now is the time to try it out. In the "old days," a person's only option when it came to auto financing was banks and dealerships. You could go to your bank (or credit union, if you could get membership in one) and apply… Read More

It's time to think about vehicle refinancing or guaranteed auto financing when interest rates go down. If you have a higher interest rate auto loans, it's very possible that you can reduce your payments and lower the total amount of interest you'll pay by getting a refi loan. It's easier than you think, and well worth the effort. Maybe you got your original financing when interest rates were higher. Or maybe you accepted the first financing you were offered. Whatever the reason, if your interest rate is higher than what you should be paying today, it's time to lock in a… Read More

If you've declared bankruptcy, chances are very good that you're finding most lenders don't want to even talk to you. But if you want to do an auto bankruptcy loan refinance, you may be surprised to find that there are special finance companies out there that are very willing to do business with people who have had a bankruptcy. It's just a matter of finding the right company to match your particular situation. If your bankruptcy is still in process, it's probably best to wait. You'll either lose your main asset (the vehicle you've financed) through chapter 7 proceedings, or… Read More

Moving ranks in the top five most stress-inducing events that can happen to a person. (Money, career, personal relationships and health are up there too.) Springtime is the most popular time in the real estate market, and if you're one of the many people planning a relocation, your to-do list is probably overflowing. Finding new living quarters, schools, jobs and friends are on that list, don't forget to include moving your car in the equation. If you're moving cross-country, remember safety standards and emission laws vary. If your car is used, will it pass all the tests? Call your… Read More

If you haven't checked out interest rates lately, you could be missing out on a great opportunity. With a refinance auto loan, you could very easily save a bundle of money, up to hundreds or even thousands of dollars on your car loan. It just takes paying attention to what's going on in the world and responding in a quick way. Refinance Auto Loan It doesn't matter how long ago you got your auto loan. Maybe it was literally just yesterday, or perhaps it was a year or more ago. Regardless of how long it's been, you can probably save… Read More