Auto Loan Payment Calculators
Not many people have the luxury of being able to shop without looking at price tags. But if you don't use auto loan payment calculators when you're figuring out your car financing, you may be making a critical mistake. By not knowing exactly what you're getting when you shop for a loan, you might end up agreeing to terms that aren't as favorable to you as they could be. It takes a little planning and research to make sure you get the best deal possible. There are lots of auto loan payment calculators out there, and it makes sense to… Read More

Nobody ever intends to seriously mess up their credit rating. But somehow, people manage to do this all the time. When you have bad credit, used car loan companies may try to take advantage of you. But if you go with the right lender, you'll end up on the winning side for a change. It doesn't matter what you've done to put your credit on life support. There are lots of ways to wreck your credit. One way is just to consistently miss payments or pay late, month in and month out. Enough of that and creditors will see the pattern… Read More

Refinancing A Car Loan
Newbies to financial matters sometimes wonder what it means to "get a refi." In a nutshell, refinancing a car loan is something people do to save money. They trade in a higher interest auto loan for one that has a lower interest rate. By doing this, a consumer can save money on his or her monthly payment, which can add up to hundreds or even thousands of dollars in the long run. First, a few terms. When we think of the "cost" of a vehicle loan, we have to separate the two main elements: the principal and the interest. The… Read More

Get a Preapproved Car Loan
Most people don't like uncertainty. They like to walk into a situation knowing what to expect. If you get a preapproved car loan, you can walk into just about any dealership armed with the knowledge that you already have the financing you need to buy any car in your price range. That's a great feeling -- especially if you've ever been turned down for financing in the past. It used to be so simple. A car shopper would decide on a make and model, go to the dealership and pick out a color, then sit and sweat while the F&I… Read More

There are plenty of places to find financing for a vehicle purchase. As a first time car buyer different types of auto loans lenders have different benefits and drawbacks, and it's important to understand the differences. A bank is the obvious place to start when you're thinking about auto loans. Lenders in this category are like the "general practitioners" of the financing world. They provide a number of different services, from checking and savings accounts to mortgages to special investment services. Banks are owned either by individuals (as is often the case with small, home town banks) or by corporations… Read More

Best Auto Refinancing Rates
When it comes to refinancing your vehicle loan, it's obviously optimal to get the best auto refinancing rates to get the deal done. Unfortunately, lenders don't exactly publish the exact rates that they charge for refinancing loans. You'll have to jump through a few hoops to find your refi will cost, but in the long run, it's worth the work to get the absolute best deal possible. Interest rates go up and down. They vary from place to place, from company to company, and especially from person to person. The reason one person can get one rate from a company… Read More

Auto Refinance Calculators
It used to be that in order to figure out how much money you can save by refinancing your vehicle, you'd have to do a whole bunch of math. But with today's online auto refinance calculators, it's just a matter of plugging in the information about the old loan and the new one, clicking a button and seeing exactly how much you'll save. It's just incredibly easy. If you're in a situation where you've found that you can get a better interest rate on a new loan to replace a higher interest rate car loan you currently pay on, you're… Read More

How to Get Car Loan Approval
When you need a car, you could go to a dealer and take whatever financing they offer. Or you can get car loan approval beforehand and visit the dealership secure in the knowledge that you know exactly how much you're going to spend and what it's going to cost you. It's hard to understand why anyone would finance a car the old way, but some still do. It used to be that dealer financing was the main way people bought a vehicle. Sure, some people would talk to their bank or credit union and get their financing there, but they… Read More

Bad Car Credit Refinancing
Having bad credit can sometimes feel like you are walking around with a big "Loser" sign around your neck. You think nobody will help you out. But bad car credit refinancing is actually something that can do a great deal of good for you. You gain self confidence about your financial situation when you can get a new loan to replace the high interest one you had to agree to, to get the car or truck you needed. Don't fear - you can do it. It doesn't matter how your credit became bad. Maybe you lost your job and the bills started piling up.… Read More

Desperate Times, Desperate Measures
I don’t know about you, but money for me is tight. Gas prices keep rising, the grocery bill is climbing through the roof and it’s getting more and more difficult to make ends meet. And I have a job! Think of the many people in this country who don’t. When economic times are hard, sometimes you have to be creative when it comes to making extra money. If you have a car, there are several options. Refinancing isn’t only for mortgages, but it works for auto loans, as well. It can save you money by lowering your interest rate which,… Read More