Timing is everything if you’re buying a car
It’s a good time to be in the market for a new car. That may have something to do with the variety of cars available at prices from about $11,000 up, but it certainly has a lot to do with the availability of auto loans at record-low interest rates. Lenders “are charging U.S. consumers the lowest interest rates on new-car loans since the Federal Reserve began surveying them in 1971,” more than 40 years ago, according to an article by Craig Trudell and Keith Naughton this month in Bloomberg news. The rates – as low as 0 percent – contributed… Read More

Cars that will get your attention – and hold it
A couple small things grabbed my attention while perusing recent online automotive stories at Car and Driver and They are the Tata Nano and the Ford C-Max Hybrid, two cars hoping to make a big splash in the U.S. auto market. Produced in India (and sold there for about $3,000), the Nano is expected to sell for about three times that much here. The C-Max is pricier at $25,000-plus. Aaron Robinson writes about the 2013 C-Max online for Car and Driver, and reports on the Nano, saying it’ll hit the U.S. automobile market within three years. “After watching… Read More

Getting a firm grip on the future at Santander Consumer USA
Who’s behind the wheel? Young car buyers, apparently. And the rest of us better be ready to ride along. That was the point of a recent column, “Young consumers lead the drive to online financing,” by Jim Henry in Automotive News, “More consumers are submitting their own credit applications online rather than letting dealership F&I [Finance and Insurance] manager do it for them, auto lenders and industry observers say,” according to Henry’s column. Nearly everywhere you look, retailers from clothing to cars, tell us that Generation Y is in the driver’s seat for new trends, buying power and the… Read More

Easy Car Loans
Margaret Jones is on a mission. Recently retiring after 35 years as an elementary schoolteacher, Margaret looks forward to seeing her grandkids more often. Unfortunately, they live three hours away by car. Because she anticipates the distance will put a lot of miles on her car, Margaret is in the market for a more reliable (and energy-efficient) automobile than the one she currently owns. Margaret receives a monthly pension and is on a fixed budget. She hopes to find a car that will fit within her spending plan and still allow for quality healthcare and the leisure activities she enjoys,… Read More

Shop for financing before shopping for a new car
Going car shopping? What are your auto financing terms – length, interest rate, monthly payments? If you don’t know the answers to these and other questions, you aren’t ready to get the best possible deal on the car on which you have your heart set. If you are borrowing as much as $15,000, $20,000, $25,000 or more to purchase that new vehicle, you owe it to yourself to pay attention to every detail of the process. The difference of only a couple of percentage points in the interest rate can add up to hundreds, even $1,000 or more over the… Read More

What’s sparking small-car buying trend?
Chevrolet Cruze and Sonic, Honda Fit, Nissan Versa, Dodge Dart. These are just five of the names sparking big interest in today’s American small-car market. There are others – including Ford Focus and Fiesta; Fiat 500; Hyundai Accent and Elantra; Chevrolet Spark; Toyota Corolla, Matrix and Yaris; Kia Soul and Rio, Honda Civic, Scion iQ and VW Jetta – also for around or under $16,000. It’s a growing army of small, smaller and smallest vehicles, some new models, some familiar, rolling along our streets and other roadways as market forces, such as gas prices, an aging car population, weak economy… Read More

Working with Santander Consumer USA Inc.
Working with Santander Consumer USA Inc. At Santander Consumer USA, we help people get into the car of their dreams. From our Drive® program to RoadLoans to Santander Auto Finance®, we offer a full-range of auto financing options. Through our RoadLoans Youtube page and other outlets, we receive comments from customers every day talking about their auto financing. Many are happy they attained auto financing through us, having been turned down from another financial institution. John from Canada, for instance, recently gave a testimonial following the purchase of his second automobile through RoadLoans. And a dealer in New York recently told us… Read More

RoadLoans ‘recommended’ for auto financing by customers
We think financing or refinancing your vehicle with RoadLoans is a smart choice, but don’t just take our word for it. Our customers are having “quick, painless and very easy” experiences with RoadLoans, and some have taken the time to let us know how they feel about our product. Following are some reviews from real customers who were invited to comment on their experience, which you also can find under “Customer Reviews” on the website: “First, let me start by saying Thank You. After my divorce, I thought I (would) never bounce back, but getting approved for a loan to be… Read More

Kids and Kars: After-School Activities
Football and baseball and soccer, oh my! The path back to school is also paved with those after-school activities that our kids love. But with so many things to squeeze in a 24-hour period, parents can begin to feel like underpaid, overworked chauffeurs shuttling their kids from place to place. How do you make the most of the afternoon hustle? A little preparation can go a long way. The first action that can make your load a little lighter is getting to know the other parents from your child’s class. Undoubtedly, at least one of them is headed to the… Read More

State Fair of Texas: A taste of corny dogs; a feast of trucks and cars
For many, the State Fair of Texas is all about the food. That means corny dogs, at least. Others go for the midway and carnival games, livestock show, Texas Star Ferris wheel or cotton candy. But many go for the new-model cars and trucks. This year, approximately 400 of them are on display over three-plus weeks across 350,000 square feet of exhibit space in two buildings and an outdoor area. The list of manufacturers participating in this year’s show runs long and deep. But not all vehicles are created equal, according to Terry Box of The Dallas Morning News. Five… Read More