Blog

Convertibles and Cobras
Convertibles and Cobras It’s mid-May, and with April showers making way for blooming flowers, convertible drivers are ushering in the warm weather by dropping the tops on their rides. My morning and evening commutes have confirmed we’re in high season for convertibles as a number of fellow motorists cruise by, enjoying the natural air to and from the office space. This got me thinking about my favorite convertible of all time – the Shelby Cobra. Created with the help of auto legend Carroll Shelby in the 1960s, I’ve always considered this slick two-seater one of the best looking vehicles to… Read More

First Time Auto Loan
First Time Auto Loan Maybe you are just graduating from high school or college. Or perhaps you are entering the work force. Whatever the reason, if you're getting a first time auto loan, you owe it to yourself to read up and and do your homework about the process. There are lots of lenders and dealers who are more than willing to take advantage of someone who has never been through the process. But if you take some time and get informed, you should be able to get through the process without any big problems. The problem with lending is… Read More

Free Car Payment? Yes, Please!
Free Car Payment? Yes, please! Times are tough. We all can use a little help these days. So what would you say if someone offered to pay your car payment for the month? Yes? So would we. That’s why Santander Consumer USA Inc. has a limited-time offer to do just that. Here’s how the ROADLOANS LET US MAKE YOUR CAR PAYMENT THIS MONTH SWEEPSTAKES works. Go to our RoadLoans Facebook page (www.facebook.com/roadloans) and “Like” us. When you do, your name will be put into a drawing for a free one-month car payment (up to $500). Beginning June 2012, and happening… Read More

Used Auto Loan Online
Used Auto Loan Online If you've been running around town looking for a loan for that pre-owned vehicle you need, why bother when you can get a used auto loan online? There are lots of benefits to getting your auto lending through an eloan provider. Some of them include convenience, specialization and comparison shopping. It doesn't make sense to spend hours and hours, plus gas money or bus fare, going from bank to bank looking for an auto loan. Especially not since there's a much easier way to do it. Instead of going from bank to bank or dealership to… Read More

Simple Interest Loan … Explained in Under Three Minutes
Simple Interest Loan … Explained in Under Three Minutes By definition, the name Simple Interest Loan sounds like it would be, well, simple to understand. But without having it correctly explained, the concept of the term can sometimes be hard to comprehend. Many people have trouble understanding what exactly a simple interest loan is and how it works. That’s why Santander Consumer USA created the following video clip. Now through video footage and graphics (and in under three minutes), you can learn how a simple interest loan works. Simply. Explained in detail are such hot topics as principal versus interest… Read More

Understanding the Car Loan Form
Understanding the Car Loan Form If you've ever applied for auto financing using an online lender's car loan form, you might have questions about some of the information that is requested. Maybe this will help you understand more about the forms and how the information is used. Obviously, the first thing finance companies and banks ask for on  car loans  is your personal information. If a lender is going to give you money to purchase a big-ticket item like a car, truck, van or SUV, they're going to want to make sure that the person they're dealing with is a real person. They… Read More

Refinancing an Auto Loan
Refinancing an Auto Loan Aside from just paying less each month, refinancing an auto loan is one of the best ways to save on the amount of interest you pay for your vehicle. By securing a refi, you can lower the interest rate you pay, which has the potential to save you hundreds or even possibly thousands of dollars over the full term of your loan. That all depends on a few factors, but any way you compute it, it's a good thing for you as a consumer to pay less. Refinancing an auto loan may seem like a complicated… Read More

Free Car Payment? Yes, please.
Free Car Payment? Yes, please. Times are tough. We all can use a little help these days. So what would you say if someone offered to pay your car payment for the month? Yes? So would we. That’s why Santander Consumer USA Inc. has a limited-time offer to do just that. Here’s how the ROADLOANS LET US PAY YOUR CAR PAYMENT THIS MONTH SWEEPSTAKES works. Go to our RoadLoans Facebook page (www.facebook.com/roadloans) and “Like” us. When you do, your name will be put into a drawing for a free one-month car payment (up to $500). Beginning June 2012, and happening… Read More

First Car. Ahhh, the Memories.
First Car. Ahhh, the Memories. While digging through the attic the other day, I found a photograph that brought back a flood of memories. Old photos tend to do that. It was a picture of a 1980 Volkswagen Rabbit aka my first car. If you’re like me, just looking at an image like that transports you to another time and place. Also milestone moments associated with the vehicle – prom, first dates, friends’ houses, first job, sporting events, road trips. Oh, the road trips. And details like the fact that for some reason, I was always looking for a hubcap… Read More

Should I Refinance My Auto Loan?
Should I Refinance My Auto Loan? Interest rates rise and fall, and when they go down, it's time to ask yourself, "Should I refinance my auto loan?" If you have the opportunity, and you can get a rate that's lower than what you have now, then the answer is almost certainly "Yes." Refinancing is something you can do at any time. Unless your current loan has some kind of penalty for early payoff (and this is definitely something you ought to check), then you should be able to refinance as long as you get a lower interest rate. That's the key.… Read More