Blog

Do your homework before shopping for a new car or truck
Going car or truck shopping without doing your homework is like, well, taking a team into the big game without a plan. It’s like driving across the country without a map - or GPS device. We were reminded of this when we happened upon Evan Griffey’s Car Buyer’s Checklist – 10 things everyone should consider when buying a new car on MSN Autos. “To help you navigate … the car-buying process and emerge with the most car for the money, we've put together this checklist of what every car buyer should consider” to help you find a vehicle that pushes… Read More

Improve your finances with Auto Loans Made Easy
Last month, a borrower named Ronald S. was searching for an auto loan that would allow him to refinance and improve his financial situation. He was paying off an auto loan with a 23 percent APR, a rate he hoped he could reduce. He conceded that his credit rating wasn’t stellar, so he was looking for a lender that would give him a second chance, permitting him to change the cost of his expensive auto loan and improve his circumstances. Then he came upon RoadLoans, which advertised Auto Loans Made Easy and thought he should give the lender a try.… Read More

Chrysler Group scores best February sales in five years
Auburn Hills, Mich. - Chrysler Group LLC has reported U.S. sales of 139,015 units, a 4 percent increase compared with sales in February 2012 (133,521 units), and the group’s best February sales since 2008. The Dodge, Ram Truck and FIAT brands each posted year-over-year sales gains in February compared with the same month last year. The Dodge brand’s 30 percent increase was the largest sales gain of any Chrysler Group brand in February. February was a record-setting month for eight Chrysler Group vehicles. The all-new Dodge Dart compact car continued to build momentum setting an all-time sales record in February… Read More

Save money by refinancing your auto loan
Are your monthly car payments too high? Probably. Many consumers are paying more than they need to pay, whether they are prime, near-prime or “subprime” borrowers, or even have no previous credit history. What can you do about it? Have you considered refinancing your auto loan? Refinancing isn’t just for home loans (mortgages) any more, although that’s the way most people think about it. And it has gotten easier with the availability of consumer-direct lenders on the Internet. If you have a high-interest car loan, you may want to consider refinancing it for the same reasons you might decide to… Read More

How to get the best deal on a new or used car
Buying a new or used vehicle – car, SUV, crossover, pickup – can be a challenging, even a daunting task. Especially if it’s your first purchase. And you don’t have money to burn. You’ll find no shortage of advice on how and where to get yourself the best car or deal, but in the end it’s up to you to find both so you don’t end up as a remorseful shopper after the fact. Second-guessing your choice or purchase days, weeks, even months later can take the joy out of owning a vehicle. At RoadLoans and Santander Auto Finance, our business… Read More

Refinance and Receive Cash Back
Most people know they can refinance their home to save money on interest or to lower their monthly payment, but did you know you can refinance your auto loan also? Interest rates and loan terms offered by lenders are constantly changing, so make sure your rate and payment are in line with current market offers by inquiring about a refinance. When you refinance your vehicle, you typically can reduce the interest rate and lower your monthly payments. I tell my customers that RoadLoans offers Cash Back Refinance. Cash Back Refinance is an auto loan for customers who are making payments on… Read More

Make sure you close the GAP on your auto loan
Recently, my friend Susan visited RoadLoans.com to obtain financing to purchase a vehicle. She called me one night to share her experience, providing great reviews on the service she received. But she also wanted my opinion on the “GAP” insurance that was offered by one of my loan specialists. Susan is a very thrifty and budget-minded person who watches her finances closely. I know that she does not have extra money lying around to cover unexpected expenses. After all, Susan is a single mother who has two children in college and money is tight. My goal was to share the… Read More

Should I buy new vehicle or used vehicle?
A few days ago, RoadLoans’ Brian Cupp spoke with a customer who wondered about whether there are advantages to buying a new car compared to a used car. “Which is better and smartest to buy, Brian?” the customer asked. Cupp responded by asking the caller some questions. “First, what kind of car do you want? How much are you looking to spend? And where do you want your monthly payment to be?” The customer knew exactly what he wanted and exactly how much he wanted to spend. “That is the first step in determining whether or not it is better… Read More

5 more keys to car shopping [Infographic]
  5 More Keys to Car Shopping Unlock the Mystery to Buying the Right Ride – Part 2 What Can You Afford? Let your budget do the driving. Spend too much and it could end up costing you even more. Factors to consider: Overspending Repossession Late fees Debt collection Reputation Credit rating   Sell or Trade Your Vehicle? Trading your vehicle at the dealership may be quick and easy, but it may not be painless. Selling your own car can get you more dollars, but requires patience and good judgment.   Leasing vs. Buying You are a candidate for leasing… Read More

FindTheBest: 2013 model cars, pickups, SUVs
Readers love lists. We love lists. And lists of top-rated automobiles, whatever the ratings system, are among our favorites. One of the most interesting we spotted recently is “FindTheBest” (FTB) – 2013 model vehicles in this case – at cars.findthebest.com, which promises “unbiased, data-driven, comparisons.” “With 890 [current model] cars to choose from, we can help you find one (to meet your needs),” says the website. “A car is a huge investment, so it's important to get the one that's right for you.” At the top of the FTB listing is the 2013 Subaru BRZ, followed by the BRZ Limited,… Read More

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