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What not to do: Common car-buying mistakes
The Internet and other information sources are full of tips on how to find the right car for your needs and then buy it without paying too much. But Matthew de Paula, writing for MSN Autos recently, offered a fresh take. “Many shoppers blunder through the car-purchasing process and regret it later,” said an MSN headline. But de Paula’s approach is to help ensure that you won’t regret your purchase. It’s not as easy as 1-2-3, but the writer’s list of tips will help you get a satisfying result. “Part of the problem is the sheer number of variables involved:… Read More

Is auto loan refinance the right option for you?
If you have an auto or truck loan and wonder if you’re getting the best possible deal, you probably should take our short quiz below: Under what circumstances should you consider an auto loan refinance? When your credit rating has improved, or your income has changed. When market interest rates have dropped since you financed your vehicle. If your high-interest loan repayments are putting a crimp in your budget. When you need to reduce your monthly expenses to get your finances back on track. If you plan to keep your vehicle for the term of the new loan. If you… Read More

Five easy ways to keep up with your auto loan payments
Next to owning a home, getting an automobile is one of the most important purchases you can make. Not only is it exciting to get behind the wheel of a new car, it’s also nice to know that you are building up your credit by making on-time auto loan payments in the amount agreed upon with your lender. That’s why it’s important to Santander Consumer USA (SCUSA) and RoadLoans that you have payment options that are simple, fast and convenient. SCUSA and RoadLoans have several ways that you can make your monthly auto loan payments through SCUSA. Several problems arise if a… Read More

Top 5 reasons to refinance a vehicle [Infographic]
  Top 5 Reasons to Refinance Your Vehicle   SAVE MONEY The average refi customer SAVES $79 PER MONTH (around $1,000 per year) on their car payment.* CHANCE TO LOWER INTEREST RATE In many cases, refinancing an automobile lowers the interest rate by a significant amount. Example: A person with a $15,000 loan at 13 percent APR with 48 months remaining can SAVE $700 IN INTEREST PAYMENTS by a refi reduction of 2 percent APR.   SKIP A CAR PAYMENT** A refinance allows you to “take a vacation” from making monthly payments, FREEING UP CASH TO PUT TOWARD OTHER USES,… Read More

Looking for a new car? Check out the DFW Auto Show
Walking onto the floor of the Dallas Convention Center for the 2013 edition of the DFW Auto Show might be enough to glaze the eyes of even the most enthusiastic autophile. With about 700 cars, trucks, SUVs and crossovers in the show, it’s hard to know where to start looking. Well, Terry Box, auto writer for The Dallas Morning News,  offers some helpful guidance on an event that “looks to be extra good this year,” with the slide show about “10 must-see cars at the DFW Auto Show” at GuideLive.com. The auto show runs through Sunday. Here are the highlights,… Read More

If I refinance auto loan, will my interest rate drop?
Reducing your interest rate – and, coincidentally, your monthly payments – are major reasons to refinance auto loan. And now is a good time to accomplish those two goals, with overall borrowing rates at a near all-time low, according to bankrate.com, despite a late-2012 tick upward. That means you will have more money for other things your family needs. Refinancing is not automatic, of course. Whether you obtain refinancing depends on the same factors as getting a loan in the first place – your credit rating as reported to would-be lenders by the major credit bureaus, the amount of money… Read More

DFW Auto Show a good place to size up new cars, trucks, SUVs, crossovers
The 2013 DFW Auto Show is “ready to rumble.” Starting today and continuing through the weekend at the Dallas Convention Center, there should be plenty to interest anyone who as any interest in automobiles. The auto show, which got its start more than 30 years ago, “now boasts more than half a million square feet of new cars, trucks and SUVs,” according to publicity for the event. The 700 vehicles in the show represent more than 40 automotive manufacturers, from Ford to Ferrari, from Jeep to Jaguar. Despite higher gas prices, “the stars among this year’s cars put rpms ahead… Read More

Why you should apply at RoadLoans before visiting a dealership
I’m often asked a variation of the following questions: “Why should I apply for automobile financing with RoadLoans before I ever visit a car dealer?” “What is the difference between applying with RoadLoans or the dealer?” This is why so many people choose RoadLoans before going to the dealer to apply for financing. With RoadLoans, you’ll know your approval details before ever leaving your computer. There is no longer a need to wonder if you can get approved or for how much – you will already know. Once you are approved you can immediately start searching for a vehicle that… Read More

Subaru recalling self-starting ‘zombie’ vehicles
Japanese automaker Subaru is recalling nearly 50,000 specially equipped “zombie” vehicles, model years ranging from 2010 to 2013, including Legacy, Outback, Impreza and Crosstrek vehicles, UCN News Now! reported Friday. Vehicles equipped with an automatic or CVT transmission and an Audiovox remote engine starter (RES) accessory may malfunction if the fob is dropped. It may randomly transmit an engine start request without the driver pressing the button. The zombie engine may inadvertently start and run for up to 15 minutes, then continue to start and stop until the fob battery is depleted, or until the vehicle runs out of fuel.… Read More

Auto financing, refinancing are trending for 2013, analysts say
Planning to borrow money for a car loan to purchase a used or new vehicle in 2013? You won’t be the only one, experts say. Despite the economic uncertainties there’s plenty of money available. “Overall, when you look at the industry, you’re seeing continued growth,” Peter Turek, automotive vice president in Chicago-based TransUnion’s financial services business unit, said in an online article by Jim Henry for Automotive News. And that means lots of consumer activity, because you don’t have sales growth without buyers. And you won’t see a lot of car buyers without borrowing – auto financing. Several factors lead… Read More

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