Will your long commute to work kill you?
Google Maps says my commute to work is 18 miles. It seems like a lot more some days. That, says a recent Texas study, potentially could kill me – literally. And if you commute any more than 10 miles to work, it could kill you, too. The study of 4,297 Texans said, simply, the further you commute to work, the less likely you are to exercise, the lower your physical fitness, the larger your waistline and the higher your body mass index (weight relative to height), blood pressure and metabolic risk. Indeed, I’m… Read More

Shopping for a car loan? Look here for help, advice
If you are reading this blog post, chances are you’re shopping for a car loan to make that new- or used-vehicle purchase. And chances are you also have a lot of questions about the process. That’s where we can help. (Now you might think it’s self-serving for an auto finance company such as RoadLoans to offer help – and we understand how it could look that way – but our website provides all sorts of resources that do not require you to be a customer.) For example, you’ve already found the RoadLoans.com blog, The Open Road, which regularly provides all… Read More

New cars for first-time buyers to consider – AutoTrader.com
First-time car buyer? Looking for a 2014 model, because an outgoing 2013 just won’t do? There are plenty of vehicles out there from which to choose – too many, really, if you haven’t shopped for a new car before or figured out your own system for identifying favorites. So then the question becomes: How do I narrow my choices among the many candidates? Well, AutoTrader.com, the automotive information and shopping website, has come to the rescue with its “10 Best New Cars for First-Time Buyers: 2014 Edition” covering sedans, hatchbacks and crossovers. As well as a trio of used cars… Read More

Infographic: Top-selling trucks, cars and SUVs of 2013
The race isn’t over yet, but U.S. automakers are nearing the finish line on 2013 sales. So it seems a good time to take a look at the top-selling vehicles of the year – chances are that not a lot will change among the top seven or eight, at least. As our infographic shows, America kept on trucking in 2013, lifting pickups – the Ford F-Series, Chevrolet Silverado 1500 and the Ram 1500 – to three of the top five positions, according to data from motorintelligence.com reported online at wsj.com (Wall Street Journal). Sales of the three truck brands also… Read More

New cars that will be most valued as used cars
Today’s new cars are tomorrow’s used cars. How much of the initial value a car buyer will get when selling or trading his used car in three, four, five or more years down the road can be an important factor in deciding what to buy now. That’s a fact recognized in Kelley Blue Book’s annual Best Resale Value Awards, which identifies the two best 2014 brands, top 10 vehicles, and top three vehicles in each vehicle segment. Of these vehicles KBB says in an introduction to its awards announcements, “we have the most… Read More

RoadLoans – an auto lender known by company it keeps
It has been said that people are best known by the company they keep. Well, the same can be said of businesses, including auto lenders. That’s why it’s important that auto lender RoadLoans is a “preferred direct lender” (AutoTrader.com), “trusted lender” (Cars.com) and “financing center” (ebaymotors.com) of such well-known names in the automobile industry. All four websites, as well as newcars.com and pickuptrucks.com, link directly to RoadLoans.com auto financing applications, providing buyers an option tied directly to their shopping experience. RoadLoans is a direct-to-consumer auto lender owned by Santander Consumer USA Inc., a leading automotive finance company in the United States.… Read More

Thanksgiving travel plans? Expect lots of company out there
If you’re journeying 50 miles or more from home this Thanksgiving travel weekend, expect the highways and airports to be crowded as almost 43.5 million other Americans will be out there, too, according to AAA. That’s a small decrease from 2012 but probably not enough for you to notice. Wednesday is expected to be the heaviest Thanksgiving travel day, followed by Sunday. Auto travel is expected to drop 1.5 percent and air travel 3.7 percent, AAA said. AAA estimates that 90 percent of travelers, about 39 million, will be traveling by car and just over three million by air. The… Read More

Used car prices at lowest level in four years, Edmunds.com reports
If you are among millions of car shoppers each year – seven out of every 10 – who buy a used vehicle from a franchised dealer, Edmunds.com has good news. “Used car prices have hit their lowest levels in four years,” according to Edmunds.com, the car shopping and automotive information website, in its Used Car Market Quarterly Report last week. “The data suggests that the used car market is finally softening after years of notoriously elevated prices.” The third-quarter report says that “the average used car sold by franchise dealers in the third quarter of 2013 was $15,617. … The last… Read More

RoadLoans – Who we are (Part 2)
RoadLoans wants to create a car-buying experience that meets the needs of our customers, and empowers them to make the best decision for their lives, as we described in Part 1 of “RoadLoans – Who we are.” Part 2 of “Who we are” is about how we have tried to incorporate the most innovative technology available to improve the online experience. “We receive thousands of applications every month,” said Scott Rundle, V.P. of Direct Originations for RoadLoans. “Because of the volume, it’s important that we employ every technical advantage we have to create the best online experience possible.” Convenience is… Read More

RoadLoans – Who we are (Part 1)
There are a lot of things you probably already know about RoadLoans – that we are one of the leading sources for online auto and truck financing, that we provide financing for customers nationwide, and that we don’t mind working with people who have challenging credit histories. But what you may not know is why we do what we do. Our aim is to help people get into cars and, as a result, improve their quality of life. Sounds a little too emotional for a financial services company, right? Well the truth is, we don’t want to be thought of… Read More