Sonny Bynum

Top RoadLoans Customer Questions – Part 2
It’s time for another round of our most often asked, and now, best-answered customer questions, direct from the people that know them best. Many thanks to our crack team of customer support agents and managers, and to our customers who continue to pose intelligent questions and give great feedback. Customer question: Can I get the approval amount increased? Answer from the experts: Possibly. We approve you for the maximum amount you can borrow. However, if there is additional income (of yours or your co-applicants) to consider that wasn't mentioned in the initial application, we will review the loan to see… Read More

Top RoadLoans Customer Questions – Part 1
At RoadLoans, we do a great job of simplifying the auto-loan and car-shopping experience, and we are proud of that. Additionally, we encourage people to educate themselves about credit and the processes involving car loans and car shopping. We hope that this does not send a mixed message in which we tell you that there is a lot to know about auto loans and car shopping and that we simplify that process. In fact, both are true. The service we provide involves shouldering some of the burden of expertise in auto finance and the process of buying a car. Today, Scott… Read More

Travel and weather loom large for Labor Day weekend 2014
Labor Day 2014 is this coming Monday, and the gurus at AAA (the source that many depend on to forecast travel conditions) have spoken. Here's a quick blow-by-blow rundown of what we can expect to see this weekend. Travel stats 7 million Americans will travel a distance of 50 miles or more from their residences. This represents an increase of 1.3 percent over 2013, and the highest number of Labor Day weekend travelers since 2008. 7 million of these travelers (nearly 86 percent) will be going by car. Almost 8 percent of 2014's Labor Day weekend travelers (2.65 million) will… Read More

Road Enragers
We know that you, our RoadLoans readers, would never behave rudely behind the wheel, and are paragons of patience, maturity and understanding, displaying exemplary driving behavior at all times, to show everyone the way forward to a brighter tomorrow. However, as hard as it may be to believe, there are those out there whose driving tends to annoy, and even enrage, fellow motorists. I know. I was shocked, too. Give me a moment to tweet about it while I'm driving to work. Expedia released the results of the 2014 Road Rage Report in which 1,001 adult Americans were surveyed to… Read More

Factors that affect your auto loan
When the time comes to buy a car, one of the most important steps in the process, and one that can make or break how you feel about the experience, is getting an auto loan. One of the difficulties that some buyers face is that they are surprised when they see what kind of financing they are offered. Here, we're going to take a look at the factors that affect your auto loan: Credit Score When you apply for a loan, lenders run a credit report, and the credit score summarizes certain factors within the report, including your current and… Read More

Buying a Car with Bad Credit
Are you looking to replace your dinged-up car, and trying to do it with dinged-up credit? You're not alone. Buying a car with bad credit is something that many people have to face. If you need a new car, you've generally got two options: Buy outright with cash or get a loan. There are pros and cons to each of these. The obvious reason for buying an older, used car is that the total price tag may be lower, at least to acquire it. However, according to Edmunds.com, one of the problems with buying a used car is that for… Read More

Cars for college students: top picks
With college students champing at the bit to get into the groove of fall semester, it's time to look at cars that fit a student's dynamic lifestyle. Today, we're bringing together top picks from some of the most respected auto websites, all in one place. The results are in, and we're going to make some projections. Buyers, sellers and thought leaders seem to think that the perfect vehicle for a master matriculator is: efficiently sized in footprint and storage, energy efficient, fun, fully featured with modern electronic capabilities, and competitively priced. And the cars that fit this description and made… Read More

Auto loans when you have bad credit
Is your credit perfect? Yeah, neither is most people's. Buying a car or getting an auto loan when you have bad credit can be challenging, but the best way to approach it is simple: know what you're getting into. Many people with bad credit get auto loans every day, and the question is simply, "How?" And this is where it helps to know what you're getting into. It might not be difficult, but there are steps that should be taken. First, it's important to understand your own expectations. Are you expecting to get your dream car for a bargain? It… Read More

Easy and effective car maintenance
Driving is fun. Being prevented from driving is not fun. I could stop right there, and let my editor smile with pride at my terse efficacy, but I'd be leaving out the really easy and cost-effective ways to keep common automotive problems from preventing your fun. So let's take a look at some vehicle maintenance tips that will keep you on the road and in the fun. Wiper blades If you can't see, you are effectively in an enclosed, flying, steel box. Keep your windshield clear for you to see while you drive, which is a winning combination. We recommend… Read More

Boyhood – a film that leads to reflection
  We’ve had our share of exciting movies already this summer, but one of the most unique and anticipated movies of the year has finally arrived. It only took 12 years to get here, but it was worth the wait as it touched me personally. Boyhood, written and directed by patrician indie filmmaker Richard Linklater (Before Midnight, Dazed and Confused), follows a family over a 12-year span, using the same actors, with no makeup or wigs. Indeed, both the story and the filming cover a dozen years.   Richard Linklater, Lorelai… Read More