Mark Macesich

2017 Dodge Challenger T/A
  There are a lot of good auto blogs online. We think the RoadLoans blog is one of them, something largely confirmed by monthly views reported by Google Analytics that would rank us among the top 10 based on Blogmetrics data. What readers may not realize is that RoadLoans is a direct-lending program of Santander Consumer USA (SC), which also has a blog providing more content intended to engage, inform and entertain readers interested in news and trends about or related to cars, trucks and SUVs. Following are snippets of recent content,… Read More

Car loans for students make sense when done right
  You might think that another financial obligation is the last thing a student would want to take on. But sometimes, it’s necessary. For example, most college students need reliable transportation to get to school, an internship or a job, and that might require taking out a car loan to ensure transportation is available. Even with no credit history, tuition costs and educational expenses to contend with, car loans for college students may be easier to get than you think. Everyone needs to start somewhere, and for many young drivers and first-time car buyers, it’s with the help of financing.… Read More

How long can you finance a new or used car?
    Wander through the world of car loans – as most of us do every several years – and you’ll almost certainly find two things: Experts agree that the shorter a car loan the better due largely to savings on interest costs. Car buyers are getting longer and longer loan terms – with some taking out financing as long as 96 months, or eight years. With the actions of car buyers seemingly at odds with expert opinion, where does that leave you? Let’s look at these points in a bit more detail.   Pros and cons of shorter and… Read More

Pre-approved auto loans give shoppers an advantage
  If you’re shopping for a car, new or used, and you expect to take out an auto loan to pay for it, you’ve almost certainly heard about “pre-approved” financing. If not, learning about pre-approved auto loan financing ought to be high on your to-do list. Of course, the ideal scenario is to pay for your car outright in cash. Besides avoiding monthly payments and interest charges, it enables you to aggressively negotiate on price, knowing you can take your business elsewhere if you want to. In reality, very few of us are in a position to do that: consumers get… Read More

Car loans for first-time buyers
  The good news on car loans for first-time buyers is that some of them will have nothing negative on their credit reports. The bad news is that many have little or nothing at all on their reports. Car buying can be an uncertain and even daunting process, and trying to obtain a first-time auto loan may contribute to that feeling of uncertainty. Establishing credit for first-time car buyers* Consumers with no credit history who are seeking a car loan for the first time may be able to establish credit with some simple steps. The Consumer Financial Protection Bureau (CFPB), a… Read More

Vehicle maintenance – or not – for summer driving
Summer is approaching fast. The last crisp, frosty days of winter and spring are melting back into memory and giving way to the driver's opportunism: the desire for the open road. Are you ready to travel? We're betting you are. Glance into your pantry and take a look at the remainder of last year's victual provisions. Jerky? Check. Sports drink powder? Check. Expiration dates all still in the future? Ummm ... You can mess up a lot of stuff about travel, but one thing that you don't want to fail to do is to prepare your vehicle adequately for the… Read More

It’s 2015 already? Not until you see the best SCUSA blog posts of December
The year is almost over. Well, technically, 2014 is over, but here at the beginning of 2015 we’ll take an opportunity to look back at the best that the Santander Consumer USA blog had to offer in December. Of course, looking back and looking ahead are two things most people do right about now, so it probably will come as no surprise that four of our blog posts below do one or the other – two casting a last glance over the shoulder at 2014 and two focused squarely on 2015. Among the best posts published in December on the… Read More

Holidays, movies and more at the Santander Consumer USA blog
It’s difficult to believe that another year has nearly passed. But before we get on with the rest of December – and the busy holidays it contains – let’s take one last look back at the best the Santander Consumer USA blog had to offer readers in November. The blog was full of seasonal advice – the most buzzworthy movies of the season and guidance good for just about any time. The latter category includes a “Top Pick” post that has continued to generate lots of traffic since it was posted. Among the best posts that the SCUSA blog had… Read More

Holiday Road Trip
Every holiday season, there is one tradition that millions of Americans participate in that can be delightful and relaxing, but might also be difficult, dangerous, infuriating, expensive and fraught with the perils of high adventure: the road trip. No big deal, right? It depends on many factors, and no one knows better than you do how easy or tricky it can be to cram your family into your vehicle and get from one place to another. If the family that you are visiting lives nearby, then bringing the clan to see the relatives on a holiday may not be too… Read More

The best of Blog-tober from Santander Consumer USA – only a little scary
Halloween has come and gone but the best posts of October – or Blog-tober, as we call it – are still around for you, the discerning reader of the Santander Consumer USA blog. Click on the headlines below to scare up some treats (no tricks) from last month: How to find the best car deals Here are some of the best resources available online to help car and truck shoppers find the best possible deals on new, pre-owned and lease vehicles. Use them and you’ll be less likely to get lost in the advertising noise that sometimes seems designed more… Read More

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