Blog > Recent Articles In December 2018

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RoadLoans app in use on a phone
    Even for the experienced buyer, finding the perfect vehicle with the right financing can be demanding, but there are ways to take the pressure out of that situation and enjoy a streamlined car-shopping process. As an online lender, RoadLoans empowers customers to take control and buy with confidence, and our app is a handy resource to help make that happen. Here’s what you can do once you download it to your iPhone or Android phone, wherever you are and whenever you need it:   Estimate a car payment See what a comfortable monthly payment may be on that… Read More

Car wrapped as a gift
  If you’re currently in the market for a vehicle, congratulations on your timing because now is one of the very best times of year to make that purchase. December is when the highest discounts on manufacturer suggested retail prices occur, according to Edmunds, while it’s a hot period for used-car discounts, too. Deals often improve as the month goes on and Christmas Eve, Christmas Day and New Year’s Eve are all in the top 10 times to buy preowned, data from iSeeCars reveals. But what should you buy? If you’d like to save on a new car, check out… Read More

Traffic on holiday roads
  Congested traffic, pressured drivers and bad weather all contribute to a wintery mix of holiday driving hazards which make this one of the riskiest times of year to be on the road. The good news, however, is that there are plenty of things you can do to help keep you and your passengers safe, and enjoy the season incident free.   Plan ahead Plan your route and check traffic and weather conditions to allow enough time to comfortably reach your destination – especially if you’re setting off on a road trip. You may want to leave early or late… Read More

Driver behind the wheel thanks to special financing
  Special financing is a term often used to describe auto loans for consumers with bad credit,* which can include people who have been through bankruptcy or repossession, and those with limited credit histories. There are plenty of companies in the auto finance industry willing to accept applications for subprime loans, so if your credit is poor, there may be a lender ready to offer you the financing that helps you get on the road. First of all, keep in mind auto loans for people in bad credit situations typically come with higher annual percentage rates than those offered to consumers with better credit, which… Read More

Car insurance policy documents
  Here’s some food for thought as you contemplate the options for your next car purchase – insurance. If you’d like to keep your premium to a minimum and those operating costs within budget, take a look at the cheapest vehicles for coverage as compiled by In a list dominated by SUVs and minivans, least expensive is the Jeep Wrangler Freedom which leads a group of four Jeep models, the highest of any automaker among the top 20. With an average premium of $1,169, it’s almost 29 percent less than the national average of $1,645. The Jeeps’ low insurance costs… Read More