Blog > Recent Articles In November 2018

You are browsing the site archives for November 2018.
Potential dollar savings from lowering APR
6 tips for getting a low rate and boosting your chances to save     Lowering the annual percentage rate of an auto loan is one of the best ways to save on vehicle financing and the total cost of buying a car. Take a look at the following approaches to see what may work best for you.   1. Check your credit reports and build credit Whether you want to save cash on financing for your existing car or get a low interest rate and APR to buy your next one, checking your credit position and building credit may… Read More

Buying a car out of state
    Buying a car out of state can be a good way to get hold of a model that’s thin on the ground in your area, or to pick up a bargain, but be prepared for some extra steps as you go about making a purchase. Principally, you’ll need to title and register the vehicle in your home state, pay your sales tax there, and check with your state’s department of motor vehicles before you buy for other requirements including emission standards and safety inspections. You’ll also want to plan ahead to ensure the vehicle meets your own needs,… Read More

Car terms to know when you're a first-time buyer
Talking about cars can get complicated at times, especially if you’re not familiar with the terminology. The following articles explain some automotive terms you may come across in different situations, from trading in a vehicle to getting a service. Click the headlines to learn more.     Car terms to know when trading in your vehicle Walk into the dealership with the confidence to negotiate a better deal by understanding the likes of “trade-in allowance,” an “upside down loan” and “rolling over.”   Car terms to know in the F&I office When you sit down to pay for your vehicle,… Read More

Ozark Mountains waterfall
  Having seen little of Arkansas but enough to want to see more, we set off for “The Natural State” looking forward to the great outdoors. Arriving at a secluded homestead in a valley of the Ozark Mountains several hours later, we immediately felt we’d got what we came for. The drive from the Dallas metroplex had got progressively more scenic as we crossed the Red River into Oklahoma, traveled over Lake Eufaula and the Arkansas River further north, then crossed into Arkansas before finding our way along the backroads. Now, my family and I sat back on the verandah,… Read More

Car insurance and GAP insurance payouts
GAP insurance is not for everyone, but if you’re financing a car, it could make all the difference. Guaranteed asset protection, to use its full name, is an optional product that protects your finances in the event your car is stolen or totaled in an accident. While car insurance will cover the market value of a vehicle, if you owe more than that on your loan, GAP insurance steps in to cover the rest and save you from delving into your own pockets.     Situations where GAP insurance is helpful Cars, as you may have heard, are depreciating assets… Read More