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September 2018

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Celebrating the Champions League and the road to Spain
  My son and daughter are getting to grips with the passing seasons; each with its own character, its own highs and lows. What they’re also discovering is that, for some of us, there’s a different flow – the soccer season. A collection of games, a marathon not a sprint, taking you on a new journey every time. Sometimes where you want to go, other times clearly the wrong way and missing all the signs. The soccer season comes in different shapes and sizes depending on who you follow, it’s true. The MLS is in full swing while the popular… Read More

Knowing how simple interest car loans work is a helpful first step when shopping for credit or repaying a loan, and may enable you save. Most auto lenders, such as RoadLoans and parent company Santander Consumer USA, provide simple interest financing, so read on and watch our video to learn more.     To summarize, simple interest loans are made up of two important parts – principal and interest. Principal is the amount financed for the purchase while interest is the charge paid for borrowing that money. With this type of loan, interest is calculated daily on the outstanding principal.… Read More

Car shoppers want tech to help them drive better, not for them, surveys say
When it comes to driving technology, car buyers still like to be in control, research reveals. For, while there’s a growing range of partially autonomous features available on cars these days – from adaptive cruise control to lane-keeping assist – consumers rate less intrusive safety tech more highly. They’re also easing off the idea of fully autonomous cars.     In a Consumer Reports survey of U.S. drivers planning to buy a vehicle in the next two years, just 11 percent wanted a vehicle with features involving automatic acceleration, braking and steering, that take more control away from them. Some… Read More

How to estimate auto insurance when choosing a car
    Estimating your auto insurance is easily overlooked in the car-buying process, yet it’s an important part of your long-term ownership costs. As rates vary according to vehicle, it may affect which car you end up purchasing, too. A little time now will soon give you an idea of what kind of premium you’re looking at for that car, or cars, you’re interested in. And once you’ve decided what coverage you need, websites like The Zebra, recommended by Consumer Reports, will do your comparison-shopping legwork and bring the quotes to you.   Work out how much coverage you need With a… Read More

Preapproved auto loans give shoppers an advantage
  When buying a car, ideally you’d pay cash for the vehicle in order to negotiate strongly on price and avoid monthly payments and interest charges. In reality, few of us can do that, so finding the right financing becomes important. But what is the right financing? Preapproved auto loans, recommended by the Consumer Financial Protection Bureau, are a good option in a number of ways, and you can apply with a range of lenders such as banks, credit unions, finance companies and online lenders. If approved, advantages include knowing the terms of your loan and how much you can… Read More