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August 2018

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Top 12 songs to sing in the car
  Singing at the top of your lungs to a favorite tune as you cruise down the highway is one of the true pleasures of driving. Behind the wheel, master of your own destiny, or at least your next destination, and with the scenery flickering by, it can turn a good journey into a great one. To fuel more happy trips to come, we’ve put together a dozen recommendations from well-versed in-the-car-singers here at RoadLoans and parent company Santander Consumer USA. Check out what makes these tracks special and take our Spotify playlist for a spin!   https://open.spotify.com/user/roadloans/playlist/0TzeDkjefTVoYciSJ5O4AI   “Three… Read More

How much should a down payment on a car be?
  A down payment on a car will be a requirement from the lender in many cases, and can also offer the borrower significant benefits, so deciding what you may be able to pay up front is time well spent. Twenty percent has long been recommended for new-car purchases, largely to offset depreciation. As new cars depreciate by a fifth in their first year, covering this amount with a down payment helps prevent becoming upside down, when the borrower owes more than the value of the vehicle. Negative equity can lead to a number of problems. For example, if your… Read More