Looking to finance a car purchase?

RoadLoans is no longer the preferred direct lender for Autotrader, but you can still continue the car-shopping process and apply for a loan online.

We make it easy

1

Complete Our One-page Application in Minutes

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.

2

Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.

3

Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

Flexible Financing

RoadLoans accepts applications from consumers with all types of credit to finance a car purchase from a dealership or private party. We work with a national network of dealers who are able to show our customers select, high quality new and used vehicles.

Great
Trustscore 8.1 based on 1187 reviews. TrustPilot Reviews
1 750 Fico 6 figures (13%)versus credit union 4% Be warned: I just applied for a loan. 6 figures. 760 FICO score. Credit union gave me 4%apr. road loans quoted me 13% for 72 months. With the same credit profile. So I asked why the high interest rate? The reps say my credit profile gets input into a system and it spits out the…
1 Claims to work with all credit scores Claims to work with all credit scores, yet I have a 640 credit. 6% debt to income ratio, make 72k a year, only have one negative debt, which is a 200 hospital bill. 100% payment history, and multiple types of credit. No bankruptcies or repossions. Yet I was immediately declined.
5 Quick, easy and painless! Quick, easy and painless! I have a "challenged" credit rating and have had a hard time in the past when it came to purchasing a vehicle. Working with RoadLoans and my local CarMax dealer this vehicle purchase went seamless. With an easy and quick application process the approval was in my hands within minutes. Working…
1 RIP OFF Applied for loan and was approved only to find out later when purchashing that it is a condition that your trading your car in if you already hold a auto loan with another bank. This was not communicated or was it a part of the application. What a joke!

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