Looking to finance a car purchase?

RoadLoans is no longer the preferred direct lender for Autotrader, but you can still continue the car-shopping process and apply for a loan online.

We make it easy


Complete Our One-page Application in Minutes

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.


Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.


Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

Flexible Financing

RoadLoans accepts applications from consumers with all types of credit to finance a car purchase from a dealership or private party. We work with a national network of dealers who are able to show our customers select, high quality new and used vehicles.

Trustscore 8.3 based on 1043 reviews. TrustPilot Reviews
5 Smooth easy transaction. Smooth easy transaction.
5 From start to finish Starting with the application process. I was not sure if I would get approved but after only a matter of a couple minutes I was approved for enough to get a very reliable vehicle. The dealership was another story. I was working with a sales rep that pushed me into a vehicle that I was…
5 Road loans was awesome!!! Road loans was awesome!!!
5 Easy application process Easy application process. I actually recommend Roadloans to several of my friends. Didn't have to worry about all the extra paperwork.

Applying is free, secure, and you'll get an instant decision.

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