Looking to finance a car purchase?

RoadLoans is no longer the preferred direct lender for Autotrader, but you can still continue the car-shopping process and apply for a loan online.

We make it easy


Complete Our One-page Application in Minutes

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.


Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.


Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

Flexible Financing

RoadLoans accepts applications from consumers with all types of credit to finance a car purchase from a dealership or private party. We work with a national network of dealers who are able to show our customers select, high quality new and used vehicles.

Trustscore 8.1 based on 1006 reviews. TrustPilot Reviews
5 Loved this option Loved this option. Given my credit situation, I was given a pretty sweet deal and realistic approval terms. The flexibily on choosing what i wanted was amazing. I got an 08 Altima coupe with 93k for $7600, $206/month. My first time ever having a car note that low
5 Excellent service Excellent service. No complaints.
1 Nothing but BS!!!! ID theft. WARNING!!!! Nothing but BS!!!!! These jerks kept sending me notifications that i could get an auto loan 100% guaranteed "everyone qualifies, no one gets turned down" . well not only did the turn me down with a 560 fico and having my job where i make 42,000 yr, now my phone is being blown up with…
1 I expected your answer to be that… I expected your answer to be that anyway, Being a veteran who served my country for 14 years and being in the dangerous profession of law enforcement ,I guess my credibility doesn't mean crap to any of you corporate jerks. Trying to feed a family of 6 and still maintain a house ,doesn't mean crap…

Applying is free, secure, and you'll get an instant decision.

Get Started
red charger