Looking to finance a car purchase?

RoadLoans is no longer the preferred direct lender for Autotrader, but you can still continue the car-shopping process and apply for a loan online.

We make it easy


Complete Our One-page Application in Minutes

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.


Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.


Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

Flexible Financing

RoadLoans accepts applications from consumers with all types of credit to finance a car purchase from a dealership or private party. We work with a national network of dealers who are able to show our customers select, high quality new and used vehicles.

Trustscore 8.1 based on 1187 reviews. TrustPilot Reviews
1 750 Fico 6 figures (13%)versus credit union 4% Be warned: I just applied for a loan. 6 figures. 760 FICO score. Credit union gave me 4%apr. road loans quoted me 13% for 72 months. With the same credit profile. So I asked why the high interest rate? The reps say my credit profile gets input into a system and it spits out the…
1 Claims to work with all credit scores Claims to work with all credit scores, yet I have a 640 credit. 6% debt to income ratio, make 72k a year, only have one negative debt, which is a 200 hospital bill. 100% payment history, and multiple types of credit. No bankruptcies or repossions. Yet I was immediately declined.
5 Quick, easy and painless! Quick, easy and painless! I have a "challenged" credit rating and have had a hard time in the past when it came to purchasing a vehicle. Working with RoadLoans and my local CarMax dealer this vehicle purchase went seamless. With an easy and quick application process the approval was in my hands within minutes. Working…
1 RIP OFF Applied for loan and was approved only to find out later when purchashing that it is a condition that your trading your car in if you already hold a auto loan with another bank. This was not communicated or was it a part of the application. What a joke!

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