Cash Back Auto Refinancing

When you refinance with RoadLoans, you may get the option to receive cash back

With a cash back refinance, you can tap into the value of your currently financed vehicle to get cash back.

What are the benefits of cash back refinance?

Take care of the unexpected

  • Medical bills
  • Home and car repairs

Buy big ticket items

  • Home appliances
  • Any other big ticket item – your options are endless!

Apply for a cash back refinance

Consolidate your bills

  • Save money by paying off higher interest debt *
  • Enjoy the convenience of having fewer monthly payments to manage
  • Have the peace of mind of a fixed interest rate and payment

Apply for a cash back refinance

The RoadLoans Advantage – Free, Fast and Simple

  • Free: No application fees
  • Fast: Apply online and receive a decision in just minutes.
  • Simple: If approved, download your documents, sign and return. That’s it.

RoadLoans is a brand of Santander Consumer USA (NYSE: SC), which is part of Banco Santander, (NYSE: SAN), a global bank that conducts business in 52 countries.

Our auto loans are fixed rate loans, which means your interest rate will never change. There are never any prepayment penalties, so you are free to pay off your loan early.

RoadLoans has been an auto finance lender for 12 years, finances loans for customers with all types of credit and specialize in financing and servicing loans for customers with less than perfect credit.

* If APR on cash back amount is lower than APR on other debt that is paid down or paid off, and refinance loan has the same or shorter term.* Granting of cash back is subject to credit requirements. The cash back amount will be made available to you via check or electronic transfer, and will be added to your loan amount. Interest will accrue on your cash back amount. Vehicles up to 8 years old may be eligible for cash back refinance.

† Granting of cash back is subject to credit requirements. The cash back amount will be made available to you via check or electronic transfer, and will be added to your loan amount. Interest will accrue on your cash back amount. Vehicles up to 7 years old may be eligible for cash back. RoadLoans has been an auto finance lender for over 10 years. We finance all credit types, and specialize in financing and servicing loans for customers with less than perfect credit. RoadLoans has helped many customers refinance their cars and save money. RoadLoans is part of Santander, one of the top 6 banks in the world. You can rest assured that when you apply your information is safe and secure and will not be sent or sold to other lenders. All of our auto loans are simple interest loans, which means your interest rate will never change. Also, there are never any prepayment penalties, so you are free to pay off your loan quicker than originally scheduled.