Companies we work with:

Cars.com Lendingtree Carmax
New and Used Car Loans

NEW & USED CAR LOANS

Get an instant decision and shop with confidence.*
  • Fast and Easy Process - Apply today. Shop today.
  • Competitive Rates
  • Shop empowered at the Dealer with your approval in hand.
Apply for a Car Loan
*View Disclosures & Offer Information
Auto Refinance

AUTO REFINANCE

You could drop your rate and save money!*
  • Get cash back when you refinance.*
  • Skip your next car payment.*
  • Qualified applicants could save every month.
Apply for a Refinance
*View Disclosures & Offer Information

Applying for a car loan is as easy as 1, 2, 3

1

Apply Online

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.

2

Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.

3

Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

CUSTOMER REVIEWS

TrustPilot Logo
Based on 1336 reviews.
5
Great working with Bree Great working with Bree. So easy and stress free during this crazy quarantine time.
5
I had a wonderful experience with Lyra… I had a wonderful experience with Lyra she answered all my questions and made sure she covered everything. Great service
5
Thank you! Couldn’t be happier with the experience. They where kind and professional the entire process. A joy to work with. Would highly recommend!
5
Quick, Easy, and Trusted… Road Loans gave me the best loan experience I have ever come across. Super easy, quick, fast, and the staff is amiable. Shout out to my boy Bloyd, Derek, for helping me out through the process. I got the best APR, all over my credit union. Thanks, guys!
 

WHAT IS THE ROADLOANS DIFFERENCE?

What makes the RoadLoans experience different from other online lenders? At RoadLoans, our goal is to remove the challenges of getting financed for a vehicle. Through technology, flexible financing options and exceptional customer service, we want to give you the power to control your car-buying experience. Get to know more about RoadLoans.
  • Competitive Rates
  • Multiple Offers
  • Easy and Secure
Get to Know Roadloans

CALCULATORS, TOOLS, AND APPS

We've created a resource center to help you with your car loan or refinance shopping journey. Our free mobile apps and online payment calculators are designed to simplify the car loan decision process. Shopping Tools
Shopping Tools
 

From The Blog

4/2

We’re taking care of our colleagues so they can take care of you

The health and well-being of our colleagues is a top priority for RoadLoans and parent company Santander Consumer USA during the spread …
Read More
3/27

Pros and cons of ‘buy here, pay here’ dealerships

  Some dealers claim “we finance anyone,” but it may come at a price Other options include applying for approval before you …
Read More
3/23

How do auto loans work?

    Buying a car is one of the largest purchases you can make in life, which means researching the right model …
Read More
3/19

What is refinancing a car?

If you’re new to the whole world of refinancing a car loan, there are lots of things to learn and understand.