Companies we work with:
New and Used Car Loans


Get an instant decision and shop with confidence.*
  • Fast and Easy Process - Apply today. Shop today.
  • Competitive Rates
  • Shop empowered at the Dealer with your approval in hand.
Apply for a Car Loan
*View Disclosures & Offer Information
Auto Refinance


You could drop your rate and save money!*
  • Get cash back when you refinance.*
  • Skip your next car payment.*
  • Qualified applicants could save every month.
Apply for a Refinance
*View Disclosures & Offer Information



Apply Online

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.


Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.


Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.


Trustscore 8.1 based on 1187 reviews. TrustPilot Reviews
1 750 Fico 6 figures (13%)versus credit union 4% Be warned: I just applied for a loan. 6 figures. 760 FICO score. Credit union gave me 4%apr. road loans quoted me 13% for 72 months. With the same credit profile. So I asked why the high interest rate? The reps say my credit profile gets input into a system and it spits out the…
1 Claims to work with all credit scores Claims to work with all credit scores, yet I have a 640 credit. 6% debt to income ratio, make 72k a year, only have one negative debt, which is a 200 hospital bill. 100% payment history, and multiple types of credit. No bankruptcies or repossions. Yet I was immediately declined.
5 Quick, easy and painless! Quick, easy and painless! I have a "challenged" credit rating and have had a hard time in the past when it came to purchasing a vehicle. Working with RoadLoans and my local CarMax dealer this vehicle purchase went seamless. With an easy and quick application process the approval was in my hands within minutes. Working…
1 RIP OFF Applied for loan and was approved only to find out later when purchashing that it is a condition that your trading your car in if you already hold a auto loan with another bank. This was not communicated or was it a part of the application. What a joke!


What makes the RoadLoans experience different from other online lenders? At RoadLoans, our goal is to remove the challenges of getting financed for a vehicle. Through technology, flexible financing options and exceptional customer service, we want to give you the power to control your car-buying experience. Get to know more about RoadLoans.
  • Competitive Rates
  • Multiple Offers
  • Easy and Secure
Get to Know Roadloans


We've created a resource center to help you with your car loan or refinance shopping journey. Our free mobile apps and online payment calculators are designed to simplify the car loan decision process. Shopping Tools
Shopping Tools

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