Companies we work with:

New and Used Car Loans

NEW & USED CAR LOANS

Get an instant decision and shop with confidence.*
  • Fast and Easy Process - Apply today. Shop today.
  • Competitive Rates
  • Shop empowered at the Dealer with your approval in hand.
Apply for a Car Loan
*View Disclosures & Offer Information
Auto Refinance

AUTO REFINANCE

You could drop your rate and save money!*
  • Get cash back when you refinance.*
  • Skip your next car payment.*
  • Qualified applicants could save every month.
Apply for a Refinance
*View Disclosures & Offer Information

AS EASY AS ONE, TWO, THREE

1

Apply Online

Get an auto financing decision in seconds by filling out our simple, secure, 100% online application.

2

Download Your Loan Approval

If you receive your approval for auto financing, download your loan packet to begin shopping.

3

Go to Your Dealer and Shop

Use your approved car financing to start shopping today with the power of a cash buyer.

CUSTOMER REVIEWS

Great
Trustscore 8.2 based on 834 reviews. TrustPilot Reviews
5 I love roadloans I love roadloans! They make sure we get an affordable down payment, affordable car payment and a reliable vehicle. Thanks roadloans for helping me rebuild my life after hurricane Harvey.
5 I was so shocked and amazed when i … I was so shocked and amazed when i recieved an email stating i was approved for a loan for a vehicle. Thank you from the bottom of my heart. You dont know what position this put me and my children in. We really appreciate you.
5 This whole process was safe This whole process was safe, easy and quick. Loved it. Would definitely use it again if needed and would recommend to anyone.
4 At times couldn’t reach the department … At times couldn't reach the department I wanted to talk to. Other than that, great experience.
 

WHAT IS THE ROADLOANS DIFFERENCE?

What makes the RoadLoans experience different from other online lenders? At RoadLoans, our goal is to remove the challenges of getting financed for a vehicle. Through technology, flexible financing options and exceptional customer service, we want to give you the power to control your car-buying experience. Get to know more about RoadLoans.
  • Competitive Rates
  • Multiple Offers
  • Easy and Secure
Get to Know Roadloans

CALCULATORS, TOOLS, AND APPS

We've created a resource center to help you with your car loan or refinance shopping journey. Our free mobile apps and online payment calculators are designed to simplify the car loan decision process. Shopping Tools
Shopping Tools
 

From The Blog

10/20

The fastest-selling used vehicles (many are EVs), Consumer Reports’ best new-car deals, and more

A look at recent car-buying news in the automotive press.     Six of the top 10 fastest-selling used cars are now …
Read More

10/19

Better used-car shopping, buying an electric vehicle and more

Buying a used car. It’s kind of like cage fighting – without the cage. But the Santander Consumer USA (SC) blog is …
Read More

10/13

What is special financing and could it help me buy a car?

    Special financing is a term often used to describe auto loans for consumers with bad credit* – which can include …
Read More

10/12

A collection of first-car experiences

  First cars tend to make a big impression and live long in the memory. Whatever shape they take, and however many …
Read More