Our Process

How RoadLoans Works

Auto Finance Made Easy!

If you are in the market to purchase a quality new or pre-owned vehicle RoadLoans can help. We make a positive auto buying experience possible by streamlining the financing process.

1. Apply Now

Apply online at your convenience. The RoadLoans application form takes only minutes to complete. Once you’ve applied, you’ll receive a loan decision in less than 30 seconds by e-mail. There is no obligation to activate the loan, and approvals are valid for 30 days.

If your application is approved, you will receive e-mail instructions for viewing and printing your loan documents. Be sure to review all the instructions in your packet, including vehicle guidelines and required documentation. This will ensure you are fully prepared when you go to the dealership to purchase a vehicle.

2. Select a Car

You may work with the RoadLoans preferred dealer recommended during the application process or a dealer of your choice to find the vehicle that is right for you. When choosing a used vehicle, be sure the model year and mileage of the vehicle fit within the parameters outlined within your loan packet. RoadLoans can also finance new vehicles for qualified applicants.

3. Complete the Transaction

Select a vehicle and settle upon a purchase price with the dealer. Your dealer will work with you and RoadLoans to finalize the transaction. With RoadLoans, the process is streamlined and simple. You’ll be on the road in no time!